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ASDA Money: Credit card reviews

View other ASDA Money products
2.59
Based on 104 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
40%
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10%
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2%
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4%
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44%

Latest highest rating:

5

Niskie oprocentowanie jestem bardzo zadowolona Niskie oprocentowanie jestem bardzo zadowolona Reviewed on: 22nd January 2026
Malgorzata S's avatar
Malgorzata S

Latest lowest rating:

1

Avoid avoid avoid this credit card!!! Avoid avoid avoid this credit card.Any offer advertised as an incentive will not be honoured and they come up with excuses.Customer service is terribl... Read more Reviewed on: 6th October 2025
Peyton Pie's avatar
Peyton Pie
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About this product

The Asda Money credit card is designed for everyday spending.

Asda Money give you rewards and cashback on your Asda purchases when you’re a credit card customer. There’s no annual fee for an Asda Money credit card. You do need to register for an account with Asda before applying for a credit card.

Asda Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Asda Money before, you can also leave a review and share your experience.

ASDA Money Credit card reviews (104)

Review of the ASDA Money, Credit card:

Used and ignored

1
My hubby had a credit card with Asda, always paid it off. But their particular scheme was ending so we let the card vlose. As he hardly used it. Well, the online only account moved to Santander, then out of the blue a bill arrived sanding a large sum. Couldn't get online to view statements anymore, call centre unhelpful and now this random balance amount has moved to a company called Newday who don't answer their phones quickly, when they do they pass you from pillar to post and still several years on we are trying to chase up what this mystery balance is for and how to close the account and get our money back they have taken which we do not owe! Fuming doesn't cut it! We've never had this before with a credit card, it's lovely they've been selling on a debt that shouldn't exist anyway and no one cares but we keep.payong a monthly amount to stop bailiffs being called to collect this none debt! AHH! Reviewed on: 15th July 2017
Francesca Frags Jones's avatar
Francesca Frags Jones

Great for day to day purchases

5
Great rates, good for cashback. Easy to manage via their online website Reviewed on: 25th August 2015
kaypp's avatar
kaypp

It was a really simple procedure and no hassle at all

5
The whole ordeal of using asda credit card was amazing there was no hassle at all and would recommend it a lot Reviewed on: 28th April 2015
hugswithhemmo's avatar
hugswithhemmo

Best credit card on the market...

5
Application process - Was approached in store and asked if I would like to apply. Received an acceptance letter within approx. 3 weeks with a credit limit of £2500, after around 6 months this was raised to £3,200. Using the card - Cards are contactless so payments are very quick under £20. They have excellent online account management where you can make payments, view current balance and spending and also view past statements. The online account management for Asda seems to be unique from others as it will show you with each statement and current balance a breakdown of expenditure through a pie chart. So you can see how much is spent on; Retail, Entertainment, Groceries, Travel etc... Very handy for financial management. Customer Service - Only had to call around 3 times within the year for minor queries. Each time was greeted with friendly staff and had great response and queries resolved quickly and efficiently. Value - Excellent value with low APR, I got accepted at 19.9%. A great bonus for this credit card is the cash back - without any annual fees. They offer 1% on purchases made in ASDA and 0.5% on all other purchases...money for spending money. They sometimes throw in bonus cashback if you take out products with ASDA, for example 7% on ASDA insurance etc... Overall - This is one of the most attractive Credit Card's on the market, it offers high credit limits with low APR and cashback with no annual charge. Would always and highly recommend this card. Also they have good promotional offers for new customers, such as 0% for 12 months on balance transfers. I took out the card and applied a Balance Transfer, very quick and easy. Reviewed on: 7th October 2014
CarlW21's avatar
CarlW21

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