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ASDA Money: Credit Card reviews

Name: Credit Card
Rating: 3.03 (90 reviews)

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2.51

Based on 90 reviews, last reviewed 1st Jan 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

41%

10%

43%

Latest highest rating:

5

Top marks from me! I’ve had my Asda Money card for well over a year and I’m delighted with it. I use it as my every day card and, aside from finding their processing of... Read more Reviewed on: 7th December 2024

Latest lowest rating:

1

AVOID AVOID AVOID - Absolute scammers, do not use. AVOID AVOID AVOID - Absolute scammers, do not use. Reviewed on: 1st January 2025

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About this product

ASDA Money Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do ASDA Money customers like? Find out more about the ASDA Money Credit Card by reading our trusted Smart Money People reviews. You can also write your own ASDA Money Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

ASDA Money Credit Card reviews (90)

Review of the ASDA Money, Credit Card:

Disappointing with Asda Credit Card Process

What a joke! I applied for an Asda credit card and received an email stating my application had been approved, asking me to log in and set up a direct debit. I tried several times, but it kept telling me I already had an account. After two months with no credit card, I contacted Asda to ask for an update. I was told I hadn’t set up the direct debit, and they gave me an email address to resolve the issue. It’s been five days, and they still haven’t read my email. So Asda Money, thank you but NO thanks. Reviewed on: 14th July 2024

Applied for a Credit Card and was denied. No explanation and no way to contact anyone at all to question it.

I have an excellent credit rating and applied for the card with the offer of £20 cashback. Shocked when application was denied with no reason given. Unable to contact anyone at Asda to ask the question why and the last person I spoke to bluntly said there is no way to speak to anyone or even email them. Reviewed on: 9th January 2023

Can't use card, not impressed

Received card Fri and activated online, tried to use but kept being decline. Spoke to someone who said Microsoft had tried a test order so blocked my card. I don't know how as I've only had the card a day and not added to any online accounts. Now waiting for a new card to come, remains to be seen if it will work. Reviewed on: 8th January 2023

Really good app & good rewards

Much better than the old banking aps. Reviewed on: 6th January 2023

Absolutely Awful! Avoid

Received my Asda Credit Card, downloaded the App and activated it. Used it once successfully in a store. When tried to use again, all transactions were declined. Eventually discovered my account has been put in to 'Review' (by calling many times and being on hold for an eternity). What is that all about? Put into Review for using the card?? Customer service cannot put you through to this elusive Review Team, and you simply have to wait for them to call you, no timeline given. So unprofessional and a mickey mouse organisation. I will delete my account. Reviewed on: 3rd January 2023

OK for ASDA

Have had the ASDA credit Card for a few months now. It seemed like a good idea to get a little back from spending. Its still a good idea but I have had problems with payments on the card being frequently blocked on amazon. No-one to talk to that could explain or look into the problem. I have therefore replaced the card for payments on amazon and paypal but will save the card for only purchases in ASDA. Another problem is that the card cannot be added to "Apple Pay". It means carrying the card at all times. I have had no difficulty with the app, or direct debit payments but will be watching it very carefully. In summary as long as you accept the limitations it is a way of helping a little bit with ASDA groceries, but not as a general use credit card. Reviewed on: 13th December 2022

Fake

Scam.It's all scam . People can open credit cards with your name at any time and put you in debit. Scam Reviewed on: 10th December 2022

Greedy with interest rates

Don't bother. They're the greediest, most opportunistic credit card company I've dealt with. Literally within hours of the Bank of England increasing the base rate they've hiked the interest on my card twice from 29% by 0.5 on both occasions to 30%. As if they aren't getting enough interest as it is. Reviewed on: 17th November 2022

Hopeless

Ive only just received my asda cash back card,havent been able to access the app at all,keep on reporting it,cant use it online for purchases,will attempt a call but not hopeful,if not will write in settle bill and discard card,so far a waste of time.not reliable Reviewed on: 2nd November 2022

Account review 48 hours to 30 days!!

I recently took out a Asda credit card, cleared my balance at the end of each month when the statement came in. Never late always paid weeks before the due date. Suddenly my account has gone in to review. Fair enough I thought and after a week I questioned it through live chat as still couldn’t use my card!! In which I was told the review could take from 48 hours to 30 days!!!! Tried to get answers through live chat NOTHING!! No one could answer my questions, so I’ve managed to find a phone number today! Won’t talk to as my account is in review they can tell me anything about my account as it’s in review. I’ve just lost the will to live!! AVOID AVOID AVOID!!!! Reviewed on: 24th October 2022

Frustratingly awful

As per some of the other reviews here, I'm considering an ASDA card as I shop with them every week and a bit of cashback, however small, is better than nothing. I've followed the links to "check eligibility and apply" but the website freezes after I create a 5-digit pin and the application, or eligibility check, stops there. This isn't a new thing; I've been trying for around two months, but the same brick wall exists. You'd think they'd notice really, wouldn't you? Ho hum Reviewed on: 19th October 2022

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