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ASDA Money: Credit Card reviews

Name: Credit Card
Rating: 2.99 (98 reviews)

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2.45

Based on 98 reviews, last reviewed 12th Jun 2025

300% increase in 5 star reviews

in the past 90 days

60% decrease in 1 star reviews

in the past 90 days

41%

44%

Latest highest rating:

5

EASY TO USE EASY TO USE, APP IMFORMS YOU OF TRANSACTIONS Reviewed on: 12th June 2025

Latest lowest rating:

1

They rip you off on rewards I think it depends how t... They rip you off on rewards I think it depends how they feel sometimes they give you rewards on purchases sometimes they don't for example I spent £10... Read more Reviewed on: 29th May 2025

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About this product

ASDA Money Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do ASDA Money customers like? Find out more about the ASDA Money Credit Card by reading our trusted Smart Money People reviews. You can also write your own ASDA Money Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

ASDA Money Credit Card reviews (98)

Review of the ASDA Money, Credit Card:

Great credit card

Never had any issues : earn cash back Reviewed on: 2nd May 2017

Good

Good service customer service well Reviewed on: 10th March 2023

These are a joke

Used my card for past 3 months paying outstanding balance in full made a payment for 20 pounds owed 150 with a 3000 credit limit come home to pay builder 1800 pound card declined 3 times called they told me card under review which I don’t know why I clear my balance every month and been under review past 2 weeks asked time frame there no time frame ask to raise complaint asked when am I getting a call said no time frame after 8 weeks I’m going to ombudsman I done nowt wrong soon has they sort this out I’m closing the account Reviewed on: 9th March 2023

Card under review and no answers given

I took out a credit account back in November and used it a few times between December and January, used less than 60% of my credit limit and paid in full both months. Found out through declined transactions and live chat that my account is under review but no further info given. Reviewed on: 7th March 2023

waste of time

I applied for the Asda credit card because of the offer of £20 on rewards. I was accepted as eligible but was unable to complete the application. After several attempts I gave up. Now getting emails saying “we said yes” and asking me to complete application but it says a problem with my mobile number. Rang customer service number and told no one can help with applications. No phone number or email address. Dead end. Waste of time. Reviewed on: 6th February 2023

Service

Excellent product professinal staff, app very easy to use Reviewed on: 30th January 2023

Racist

Please avoid this credit card provider. They are racist. They do not like Italians. I have done nothing wrong. My payments are on time and I have not gone over my limit. But They have blocked my account for nearly 3 months now without any reason. I have complained and they have just cancelled my complaint. They do what they want. They do not follow UK Consumer Credit guidelines. I have made a complaint about their unfair biased treatment of me to the financial ombudsman. Reviewed on: 25th January 2023

Great

Fantastic customer service and great app Reviewed on: 19th January 2023

Very good

Using gor months Very nice Getting cash back abd asda rewards Reviewed on: 13th January 2023

Great product

I loved the easy application, it’s great to manage on the app. Clear and understandable service. Reviewed on: 10th January 2023

Applied for a Credit Card and was denied. No explanation and no way to contact anyone at all to question it.

I have an excellent credit rating and applied for the card with the offer of £20 cashback. Shocked when application was denied with no reason given. Unable to contact anyone at Asda to ask the question why and the last person I spoke to bluntly said there is no way to speak to anyone or even email them. Reviewed on: 9th January 2023

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