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ASDA Money: Credit Card reviews

Name: Credit Card
Rating: 2.97 (93 reviews)

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2.35

Based on 93 reviews, last reviewed 2nd Mar 2025

100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

40%

10%

44%

Latest highest rating:

5

Top marks from me! I’ve had my Asda Money card for well over a year and I’m delighted with it. I use it as my every day card and, aside from finding their processing of... Read more Reviewed on: 7th December 2024

Latest lowest rating:

1

Miss 2 payments for whatever reason on they employ O... Miss 2 payments for whatever reason on they employ Opos debt collection to hound you. Paid off card and f,,ukd them off. Reviewed on: 2nd March 2025

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About this product

ASDA Money Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do ASDA Money customers like? Find out more about the ASDA Money Credit Card by reading our trusted Smart Money People reviews. You can also write your own ASDA Money Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

ASDA Money Credit Card reviews (93)

Review of the ASDA Money, Credit Card:

AVOID - they randomly block cards with no warning

Recently at a family meal I used my ASDA credit card to pay. It declined ?? Luckily I had another card on my. 2 days later, in ASDA store my card was again declined. I contacted ASDA Card and was advised my account was being reviewed but they would not say why. I had sufficient funds, I always pay my card balance before the due date. Apparently I should have received a message to say my card was being blocked. I didn't reeive any such message. When I have asked how long it will be before my card will work again the best they can say is it will take up to 30 days. Since then I have had 2 important very subscriptions also decline. It's embarrassing and the answers I am getting leave a lot to be desired. Poor customer service. I've been happy with my card for the past 5 years. I won't be using it again and will cancel it once I see what this review was all about, if I ever get to the bottom of it. Reviewed on: 19th February 2025

Creation Finance Suck

I opened my Asda CC account a few years back. I was delighted with the £5000 credit limit and the cash back. I used my card sensibly and paid off my balance monthly. When Asda offered a balance transfer deal I decided to transfer the balance from another card £500. Imagine my surprise when this was declined. I asked them to explain as I had my whole £5000 credit available. They refused to give me a reason, stating operational confidentiality. Well, I have now closed my account with them, citing operational confidentiality as the reason. I am now with Virgin and very happy. Reviewed on: 12th October 2020

Nice incentives

Highly recommended n very much subtle. Good fair incentives Reviewed on: 2nd August 2020

No problem card

Really efficient. Happy to increase limit. Never any problems. Reviewed on: 27th April 2020

Products

Asda is good to shop grocery and other items such as make up the customer Service is very friendly I can say asda as my favourite place to shop Reviewed on: 26th August 2019

Worth it!

Low interest, great customer service, fast delivery of card. Reviewed on: 9th June 2019

Worth it!

Low interest to pay back, easy to apply for, card arrives asap & great customer help Reviewed on: 9th June 2019

Cashback now hardly exists!

When I signed up for the Asda Money Card some years ago, the cashback was great... but within the last year or so, the rate has been reduced to 0.05%. I spend over £160 a week on average at Asda and over 52 weeks... that gets me roughly £90 cashback for Christmas! Nevertheless, it's still free money so I won't complain too much. I'd just like a few more perks with the card. Reviewed on: 24th April 2019

Difficulty because house has 2 names

I was refused a credit card initially. On checking my credit report, I found I had applied in our actual address as 'cottage', they had the address as 'bungalow' so had rejected credit. All was sorted and we are now very pleased with this cashback credit card which we often use. Reviewed on: 19th April 2019

INCREDIBLE

I have issues with contactless cards...my two banks happily changed mine to non contactless....BUT Creation(for ASDA) tell me they ONLY issue contactless !,....?? Reviewed on: 12th January 2019

Avoid - very poor service

So difficult to communicate with anyone in the company if you have an issue. They have no people who work for the company who you can contact. It is only via emails and messages and you never get to resolve your issue. Reviewed on: 24th December 2018

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ASDA Money: Credit Card reviews

100% increase in 5 star reviews

200% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

ASDA Money Credit Card reviews (93)

AVOID - they randomly block cards with no warning

Creation Finance Suck

Nice incentives

No problem card

Products

Worth it!

Worth it!

Cashback now hardly exists!

Difficulty because house has 2 names

INCREDIBLE

Avoid - very poor service

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