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ASDA Money: Credit Card reviews

Name: Credit Card
Rating: 3.01 (91 reviews)

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2.46

Based on 91 reviews, last reviewed 19th Feb 2025

No new 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

41%

10%

43%

Latest highest rating:

5

Top marks from me! I’ve had my Asda Money card for well over a year and I’m delighted with it. I use it as my every day card and, aside from finding their processing of... Read more Reviewed on: 7th December 2024

Latest lowest rating:

1

AVOID - they randomly block cards with no warning Recently at a family meal I used my ASDA credit card to pay. It declined ?? Luckily I had another card on my. 2 days later, in ASDA store my card w... Read more Reviewed on: 19th February 2025

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About this product

ASDA Money Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do ASDA Money customers like? Find out more about the ASDA Money Credit Card by reading our trusted Smart Money People reviews. You can also write your own ASDA Money Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

ASDA Money Credit Card reviews (91)

Review of the ASDA Money, Credit Card:

Amazing

Amazing everything delt with properly :) Reviewed on: 10th March 2021

suspended card

Asda suspended my card, last Friday, as concerned about a purchase made with it. Website said I could call on Saturdays but when tried to ring on Saturday morning, message says only available Monday - Friday 9-5.. So in limbo all weekend and further transactions put through before/on Friday card has been declined (such as paying for daughter's birthday meal). Understand importance of avoiding fraud/protecting customers BUT give me someone to talk to when I need to!!!!!!! Reviewed on: 22nd May 2016

1% cashback

Asda money card used to be good in cashback, when it started it was 2% cashback when using credit card to pay but sadly they have cut it down to 1% still though better than nothing when comparing with other credit cards like Santander or Amex where you have to pay X amount of £££ to get the benefits which to me defeats the object of the word "cashback" Reviewed on: 28th March 2016

Good customer service

Friendly and helpful customer service. Took time to explain things slowly and in detail to ensure I understood fully. Reviewed on: 28th March 2016

Asda Cashback Credit Card

Neat credit card from Asda that gives one 1% cashback if you shop at Asda, 0.5% if you use it in other shops, instead of the points that other supermarkets hand out. Personally I find this preferable. Balance transfer free for a year and if you really manage to spend over £200 at George then that's 0% for 6 months, though frankly I can't really see that happen. Still, a good little credit card that offers good value. Reviewed on: 24th December 2015

Fantastic

When I recently spent a few transactions on my credit card I got a call to just confirm I was using the card, this reassured me they were looking out for me Reviewed on: 24th December 2015

Fantastic and efficient

Absolutely fantastic service with a team that were easy to get in touch with and happy to answer any queries. Would definitely recommend. Reviewed on: 13th November 2015

Very competitive

As a big ASDA spender i love the cashback i get from the card which i receive, while being sure to pay it off every month without being stung with extra costs.The card also gives discounts to other ASDA products such as insurance. Reviewed on: 31st August 2015

Great for day to day purchases

Great rates, good for cashback. Easy to manage via their online website Reviewed on: 25th August 2015

It was a really simple procedure and no hassle at all

The whole ordeal of using asda credit card was amazing there was no hassle at all and would recommend it a lot Reviewed on: 28th April 2015

Best credit card on the market...

Application process - Was approached in store and asked if I would like to apply. Received an acceptance letter within approx. 3 weeks with a credit limit of £2500, after around 6 months this was raised to £3,200. Using the card - Cards are contactless so payments are very quick under £20. They have excellent online account management where you can make payments, view current balance and spending and also view past statements. The online account management for Asda seems to be unique from others as it will show you with each statement and current balance a breakdown of expenditure through a pie chart. So you can see how much is spent on; Retail, Entertainment, Groceries, Travel etc... Very handy for financial management. Customer Service - Only had to call around 3 times within the year for minor queries. Each time was greeted with friendly staff and had great response and queries resolved quickly and efficiently. Value - Excellent value with low APR, I got accepted at 19.9%. A great bonus for this credit card is the cash back - without any annual fees. They offer 1% on purchases made in ASDA and 0.5% on all other purchases...money for spending money. They sometimes throw in bonus cashback if you take out products with ASDA, for example 7% on ASDA insurance etc... Overall - This is one of the most attractive Credit Card's on the market, it offers high credit limits with low APR and cashback with no annual charge. Would always and highly recommend this card. Also they have good promotional offers for new customers, such as 0% for 12 months on balance transfers. I took out the card and applied a Balance Transfer, very quick and easy. Reviewed on: 7th October 2014

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