Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.89 (4599 reviews)

View other Atom Bank products

4.92

Based on 4,599 reviews, last reviewed 23rd Jan 2026

150% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Top ratings for ATOM. Website easy to navigate. Shows everything at your fingertips. Great interest rates. Keep going back for more. Reviewed on: 23rd January 2026

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025

Read all reviews See your review

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

Already an Atom Bank savings customer? Leave a review and let others know about your experience with the ultra-modern banking app.

Or are you looking for Atom Bank reviews? See what people are saying below about the one-year fixed savings account.

At Smart Money People, we're changing financial services for the better.

Atom Bank Savings reviews (4599)

Review of the Atom Bank, Savings:

Great online bank with competitive interest rates

Been good so far though very little email contact from bank or notification nudges. Seems like that could be much stronger app good to use but could also be more upfront with money suggestions etc. Reviewed on: 24th April 2025

Top ratings for ATOM.

Website easy to navigate. Shows everything at your fingertips. Great interest rates. Keep going back for more. Reviewed on: 23rd January 2026

Very easy to use Friendly customer service

Very easy to use Friendly customer service Reviewed on: 22nd January 2026

Easy app with good rates

I really liked the ease of this app. The savings rate was market leading. Customer service great. Reviewed on: 22nd January 2026

App provides info on projected interest

I opened a fixed saver via the Atom Bank app and thought it was excellent. Super quick and easy. I really like the timeline and the calculated interest is a really great feature that few apps or accounts have. I really appreciate this feature I can track my tax liability which is important to me. Reviewed on: 22nd January 2026

Atom bank

I had a problem that Atom sorted out very quickly,they offer competitive savings rates with a very good app that’s easy to use. Reviewed on: 22nd January 2026

Easy to understand

No Problems at all easy to use and understand Reviewed on: 29th December 2025

Brilliant service.

Brilliant service. Very efficient. Would recommend without hesitation. Reviewed on: 14th October 2025

Good product offers fair returns

Good product offers fair returns Reviewed on: 5th September 2025

Atom Bank Review

Good bank. Good App. Easy to maneouvre Reviewed on: 30th June 2025

Great banking app with market leading interest rates.

The app is very good, simple to use and very secure. Their savings rates are always competitive and market leading. Reviewed on: 18th June 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Capital Credit Union 4.95 from 1008 reviews
Savings
from Commsave Credit Union 5.00 from 3 reviews
Instant Access Savings
from Nationwide 4.44 from 30 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.79 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub