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Atom Bank: Savings reviews

Name: Savings
Rating: 4.89 (4598 reviews)

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4.92

Based on 4,598 reviews, last reviewed 22nd Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use Friendly customer service Very easy to use Friendly customer service Reviewed on: 22nd January 2026

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025

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About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Or are you looking for Atom Bank reviews? See what people are saying below about the one-year fixed savings account.

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Atom Bank Savings reviews (4598)

Review of the Atom Bank, Savings:

Competitive rate - easy to open - good communication

I have not used Atom bank before, but wanted a bank where I could open multiple accounts with the minimum of fuss. The range of accounts on offer is great and I opened three fixed savers over different time periods in line with my needs (and an instant saver for a slush fund). The account opening process was very quick, easy to navigate and I understood where I was at all times. The rates on offer are far superior to the big banks and of course, the FSCS protection of £85,000 is very reassuring. If the interest remain competitive I look forward to being a customer for many years to come. Well done Atom! Reviewed on: 23rd March 2023

Very easy to use Friendly customer service

Very easy to use Friendly customer service Reviewed on: 22nd January 2026

Easy app with good rates

I really liked the ease of this app. The savings rate was market leading. Customer service great. Reviewed on: 22nd January 2026

App provides info on projected interest

I opened a fixed saver via the Atom Bank app and thought it was excellent. Super quick and easy. I really like the timeline and the calculated interest is a really great feature that few apps or accounts have. I really appreciate this feature I can track my tax liability which is important to me. Reviewed on: 22nd January 2026

Atom bank

I had a problem that Atom sorted out very quickly,they offer competitive savings rates with a very good app that’s easy to use. Reviewed on: 22nd January 2026

Easy to understand

No Problems at all easy to use and understand Reviewed on: 29th December 2025

Brilliant service.

Brilliant service. Very efficient. Would recommend without hesitation. Reviewed on: 14th October 2025

Good product offers fair returns

Good product offers fair returns Reviewed on: 5th September 2025

Atom Bank Review

Good bank. Good App. Easy to maneouvre Reviewed on: 30th June 2025

Great banking app with market leading interest rates.

The app is very good, simple to use and very secure. Their savings rates are always competitive and market leading. Reviewed on: 18th June 2025

Great place for your money

Easy to open, easy to use, easy to transfer between their products.Fast response with any queries all in all I recommend them Reviewed on: 14th June 2025

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