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Aviva: Pension reviews

Name: Pension
Rating: 1.9 (185 reviews)

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1.90

Based on 185 reviews, last reviewed 4th Feb 2026

No new 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

17%

68%

Latest highest rating:

4

old fashioned processes Good company but some old fashioned processes (need to download and print off forms and then send them in the post). Very limited functionality on the... Read more Reviewed on: 7th September 2025

Latest lowest rating:

1

Withdrawing funds Pension was set up as annuity plan and was unable to transfer or do anything with it until I was 65. On reaching 65 as there was under £10,000 I was ... Read more Reviewed on: 4th February 2026

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About this product

Aviva offer a self-invested personal pension (SIPP).

There are five ways to invest in the Aviva SIPP. You can decide between the Universal Retirement Fund, a ready-made fund or choose an option from a fund shortlist provided by experts. You can also build your own portfolio or buy and sell shares and investments.

Aviva pension reviews share what it's like to have this pension. If you've used Aviva before, you can also leave your own review.

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Aviva Pension reviews (185)

Managing my pension pot very well

Managing my pension pot very well with regular updates and advice as to whether I have enough invested in order to retire. Reviewed on: 18th April 2025

Traditional and basic

Great company. They have many services and their size offers security and trust. Most functions need to be done by phone as their online services are limited only viewing the account is available. Reviewed on: 16th April 2025

6 months and still waiting for my cash withdrawal fr...

6 months and still waiting for my cash withdrawal from my pension, excuse after excuse, the advice us on to avoid scams, pity no-one adviced me about these sharks Reviewed on: 26th March 2025

Its a solid brand and not flashy and risky.

Its a solid brand and not flashy and risky. Reviewed on: 27th February 2025

Aviva turned my acorn into an oak

My modest income & contributions have grown thanks to my Ethical Pension with Aviva. After years on very modest Charity Sector earnings, I should be able to retire with a monthly income a bit higher than any I have earned in my career! Reviewed on: 26th February 2025

My father cannot withdraw his pension

My father has been trying to withdraw his pension for nearly 5 months and yet to receive anything. Has had to ring them multiple times to be told something is missing despite his own bank contacting them also. They have said they would send documents and they were never received (again 3 time on the phone to chase them) when they had been received and finally sent back no communication over the “missing” information a formal complaint was made by himself back in November and as of today still had no response to this. He is now having to use his savings to live off of he were in more unfortunate circumstances this would have sent him into debt. They cause unnecessary stress to my parents and have yet to do anything to compensate. Withholding a pensioners own money which is criminal! Reviewed on: 6th February 2025

Aviva provide a great SIPP.

Aviva provide a great SIPP. Easy to access and use online with lots of information provided along with a safe place for all online correspondence. Reviewed on: 13th January 2025

Poorest investment pension returns

Having invested for around 15 years and year on year investment loss. Nearly 40pc. And that on money put in. With no returns. Now fees are eating at what’s left. They have the cheek to say put more in. Having several smaller pension pots making more money. Losses of pension not covered by ppf. Stay well clear. Reviewed on: 22nd December 2024

Delays, but sorted out in the end.

I had a Friend Provident pension which was taken over by Aviva. I decided to buy the annuity from Aviva to get the benefit of the guarantee. Every step of the process was slow and at one stage it took 3 weeks (and 2 more phone calls) to get a prepaid envelope (which should have been included in my pack in the first place). Even getting a quote took 8 weeks. After the forms had been filled in there was an inexplicable delay (5 weeks) until I got my first payment. Which was then 2 weeks after my scheduled retirement date. However, I am now completely satisfied with the outcome and staff have always been polite and friendly. Reviewed on: 13th December 2024

The total lack of Customer Service.

The total lack of Customer Service makes it hard to leave anything but a negative review. You have to wait for over an hour on the phone to speak to people, they don't answer emails and they appear to be totally incompetent. Nothing about them has been any good in my experience. I'm surprised they're still in business. Reviewed on: 10th December 2024

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