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Bank of Scotland: Classic Account reviews

Name: Classic Account
Rating: 3.97 (117 reviews)

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3.95

Based on 117 reviews, last reviewed 23rd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

49%

21%

16%

Latest highest rating:

4

Good service, low interest. Good service, low interest. Friendly staff. Reviewed on: 23rd January 2026

Latest lowest rating:

2

Not good rates but good customer service which is a... Not good rates but good customer service which is a plus Reviewed on: 13th March 2025

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About this product

The Bank of Scotland Classic account has no monthly fee when you stay in credit.

You can earn cashback with selected retailers, and Bank of Scotland will round what you spend to the nearest pound and transfer to a savings account automatically.

Bank of Scotland Classic current account reviews help you find out what it’s really like to be a customer. If you’ve used Bank of Scotland before, you can also leave a review and share your experience.

Bank of Scotland Classic Account reviews (117)

Review of the Bank of Scotland, Classic Account:

Excellent Account

After being treated badly by another bank I am forever grateful that I managed to find this account it is excellent and has so many extras Reviewed on: 9th March 2023

Good service, low interest.

Good service, low interest. Friendly staff. Reviewed on: 23rd January 2026

Feel very neutral about bank of scotland.

Feel very neutral about bank of scotland. The positive i can say is that they do get your money back if it's been taken out of your account from an unauthorised transaction. Reviewed on: 23rd January 2026

Great friendly staff

Always great friendly service when visiting the branch. Reviewed on: 22nd January 2026

Online banking

Online system used daily as local branch closed in a number of areas local to where l live. Reviewed on: 22nd January 2026

Nothing much to say nothing much to say

Nothing much to say nothing much to say Reviewed on: 22nd January 2026

Reliable, secure, excellent customer service, user-f...

Reliable, secure, excellent customer service, user-friendly app, transparent fees—Bank of Scotland’s Classic Account makes everyday banking simple and stress-free. Reviewed on: 15th April 2025

Not good rates but good customer service which is a...

Not good rates but good customer service which is a plus Reviewed on: 13th March 2025

Great bank

Very informative and helpfull staff whenever I have a query. Reviewed on: 7th March 2025

The Bank for a lifetime.

I opened my first bank account at the Bank of Scotland at 15 years old. Over 35 years later nothing has ever made me contemplate leaving for another Bank. Competitive in every way, but their customer service has always been the main benefit. From Business banking to personal banking, mortgage to insurance, they are always on hand to help. I have never had a bad experience. Cannot recommend them more. Reviewed on: 27th February 2025

Excellent

The staff are very helpful and understanding if you have a problem helping you understanding any problem you may have and explaining it so you know what you need to do Reviewed on: 26th February 2025

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