Write a review

Barclaycard: Initial Credit Card reviews

Name: Initial Credit Card
Rating: 4.14 (116 reviews)

View other Barclaycard products

4.11

Based on 116 reviews, last reviewed 7th Mar 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

61%

17%

10%

Latest highest rating:

5

Good customer service and updates provided by email Good customer service and updates provided by email Reviewed on: 28th May 2024

Latest lowest rating:

1

Archaic service It took them months just to successfully file a claim for a fraudulent charge in my account. I had to speak with three people—two of whom didn't know ... Read more Reviewed on: 7th March 2025

Read all reviews See your review

About this product

Barclaycard Initial Credit Card reviews can help you to find out about the pros and cons of the Initial Credit Card credit card. What kind of features do Barclaycard customers like? Find out more about the Barclaycard Initial Credit Card by reading our trusted Smart Money People reviews. You can also write your own Barclaycard Initial Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we ca...

Barclaycard Initial Credit Card reviews (116)

Review of the Barclaycard, Initial Credit Card:

Bad service

Not helpful and incompetent service. Reviewed on: 8th August 2022

Excellent service

Never have a problem staff always cheerful and friendly and helpful Reviewed on: 5th April 2023

Good credit card for emergency payments

This card is very good,great for emergency payments,the fees are ok (low) for me and they will raise the limit in a short time and can be double or triple depends on you and your payments I think so. It is worthy,helpful and understandable plus easy to use Thank you Barclay's Reviewed on: 3rd April 2023

Ok service, some issues with app

Ok service, some issues with app Reviewed on: 30th March 2023

bad app good product

although the app is mostly not functional, the card itself is ok Reviewed on: 30th March 2023

Not reliable card service! Like a joke!

I applied for a Barclaycard online and got a message saying they needed more information. I called them several times but no one answered. It's been over a month and I still don't know if I'm approved or not. This is unacceptable and unprofessional. Barclaycard has the worst customer service ever! Barclaycard is a joke! They keep doing soft searches on my credit file even after I sent them a GDPR letter to stop. They are damaging my credit score and violating my privacy rights. ... Reviewed on: 16th March 2023

Good first credit card

I spend most of my money on this card, it's really basic and is easy to use, the good thing is that it integrates with your Barclays app so you can see it in one place with your debit and savings, very nice. Reviewed on: 10th March 2023

Good

Nice and easy to use it Everywhere Reviewed on: 9th March 2023

fast easy use

Easy to use and helpful. Easy to contact Reviewed on: 22nd February 2023

Superb app

Superb app, easy to ugrade you card Reviewed on: 21st February 2023

Amazing

Very good banking thank you very much Reviewed on: 8th February 2023

Do you have a different Barclaycard product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Flexicard
from Halifax 4.65 from 5 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.17 from 13 reviews
Purchase Credit Card
from Halifax 3.82 from 18 reviews

There's still more to see!

Barclaycard has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub