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HSBC: Bank account reviews

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3.75

Based on 1,365 reviews, last reviewed 25th Mar 2026

3400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

46%

24%

10%

15%

Latest highest rating:

5

Always great service Banked with them for a long time, never had any issues. Online banking easy to use and fraud team have been helpful Reviewed on: 25th March 2026

Latest lowest rating:

1

Uncomfortable and unreasonably bureaucratic My parents opened an account on my behalf as a child (aged approximately 9), which involved me signing some documents. A decade later, I could not rea... Read more Reviewed on: 24th February 2026

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About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Bank account reviews (1365)

great service

My local hsbc bank has very helpful and friendly staff, this is from everything to helping me change or review my products to enabling me to use the cash deposit machine when you only need to deposit cash or cheques during busy periods when the counters are full. Can't praise them enough for all of their help over the 10 years I have banked with them. Well done hsbc. Reviewed on: 20th April 2015

Wonderful, from Personal Account to Customer Service.

An amazing bank that offers many features, well worth joining and I love being with them. Reviewed on: 20th April 2015

Great experience

Banking experience always leaves you a bad taste. From long line to inexperienced staff. I never imagine I would say this. HSBC change that perspective for me. The service was fast. I waited only 2 minutes before going to the counter compared to at least 5 minutes to other banks. The staff at the counter always greet you with smile. That made my day as well. What else can I say? That's one of the best experience in 20 years of banking. I would recommend everyone including my family to use HSBC. They're one of the best. You don't have to believe me. Go try it by yourself and come back to tell me if I'm wrong. Reviewed on: 17th April 2015

i love hsbc but there small.

i really like hsbc, but i dont like the new changes they made to bank to bakn transfer i dont understand why we need to download the app or have a security device to make outside bank transfers. i want hsbc to change their system bank to bank trasfer back to its orginal format. i dont think its unreasonable to request desktop transferring with pcs and macs. i ope sb realzes ho ridiculous their security devices Reviewed on: 17th April 2015

good.. friendly and professional

i am a small business owner.. initially , i was skeptical about having operation with this bank.. but within a span of 5 years.. cauz of the support and professionalisim of HSBC.. i am very impressed with this bank Reviewed on: 17th April 2015

i received helpful information regarding accounts.

I received helpful advice regarding the different kinds of accounts. To meet certain conditioned to avoid service charges. There are many options to the kinds of accounts that are available. Reviewed on: 14th April 2015

ONE star is too much!!

terrible. even closing the account was an absolute nightmare. to start, when i opened the account, it was a bait and swtich. lovely intro savings rate that very quickly plummeted into something ridiculously not worth it. i opened this account so i'd have a back up when i travel overseas. before i leave, i call and make sure that i will be able to use the card overseas. i was in thailand and i lost my first atm card and tried to use this one. lo and behold it never worked. i had to finish the rest of my trip with $60 in my pocket. so when i get back home i transfer all the money out and try to close the account. but they wont close it because they need me to change my address to close it. which takes xxx days. i file a complaint. which was never to be on file. i call to inquire about my recent calls, which were never on file. finally, after still not being able to close the account, i get a charge for not having enough funds, because i transferred everything out, to close the account, because hsbc sucks. in the end i finally (hopefully) officially closed the account after totally losing my cool, yelling at the customer service rep on the phone, and demanding that the fee be removed and the accounts be closed once and for all, with written confirmation of all the actions. hsbc is crap. Reviewed on: 14th April 2015

Their Service was wonderful

Great institution with a great Customer Service Experience. Their way of doing things is nice and refreshing. Keep it simple and have some patience. They are a great Bank with several things to offer. If you're looking for a no hassle banking experience. I'd highly recommend this. Reviewed on: 14th April 2015

I had a bad experience with two branches.

I felt like the bank employee's at two different branches were rude and never tried to help me. I was always charged fee's that I didn't know why I was being charged and they didn't want to explain nor help me with my issues. Reviewed on: 14th April 2015

They have the best customer service

I am completely satisfied with their service as they go above and beyond to help customers. I have never had a problem each time I have contacted them and their customer service is awesome. Reviewed on: 14th April 2015

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