Smart Money People Logo
Share this page
Link copied

Capital One: Classic Credit Card reviews

View other Capital One products
3.94
Based on 274 reviews, last reviewed 26th Feb 2025
200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
51%
See only 4 star reviews
25%
See only 3 star reviews
10%
See only 2 star reviews
4%
See only 1 star reviews
10%

Latest highest rating:

5

One of the best credit card companies in the UK Capital One have always been very good to me as a credit card company and I would recommend their products to everyone. Reviewed on: 26th February 2025
Wyn L's avatar
Wyn L

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025
Vera Alexander's avatar
Vera Alexander
Read all reviews See your review

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (274)

Review of the Capital One, Classic Credit Card:

Zopa asked me to vote for them

1
But they are untrusting utter rubbish so I'll vote for anyone but them . Reviewed on: 11th April 2023
Richard Alexander's avatar
Richard Alexander

Credit card for Bad Credit

3
We had a bad credit rating and most major credit card companies wouldn't accept us. We needed to rebuild our credit rating using a credit card. Capital One did accept us and we now both seen big improvements to our credit score. Capital One allowed us to reduce our credit limit and haven't force and additional credit increases on us. Reviewed on: 29th June 2017
James Holland's avatar
James Holland

Excellent customer friendly online account

5
Excellent customer friendly online account. Easy to use. Reviewed on: 29th June 2017
David Mcgee's avatar
David Mcgee

Highly recommend

5
Best credit card application, easy, good rates and a great online account Reviewed on: 28th June 2017
sophie williams's avatar
sophie williams

Brilliant

5
Had poor credit and needed to re build my credit rating. These people give me the chance to do that. Great product. Reviewed on: 24th June 2017
Francesca's avatar
Francesca

Not very good credit card

2
Ave ad it wel over a year and never missed a payment and they avnt topped it uo Reviewed on: 24th June 2017
Sean widdison's avatar
Sean widdison

Brilliant

5
Good customer service and great rates Reviewed on: 23rd June 2017
Luke baker's avatar
Luke baker

5***

5
Very understanding always happy to help higly recommended Reviewed on: 23rd June 2017
Emma's avatar
Emma

Low Monthly payments, top customer service

5
I have a £500 limit on my card as I'm disabled but I'm thankful capital one accepted me and treated me as a individual unlike all others! My repayment each month is always affordable and the online banking and App are fantastic Too! If you want a top notch customer service, a easy to manage,no fuss or frills just simply transparent, no hidden charges affordable credit then I'd say you found the right place, but don't just take my word for It! Reviewed on: 20th June 2017
Caroline Louise Wood's avatar
Caroline Louise Wood

A good Card

5
I've used Capital One cards for many years, so has my wife. we have never had any problems and have used around the world without any problems. The interest is a little high but comparible to others, is quite reasonable. Reviewed on: 20th June 2017
Stephen Ilsley's avatar
Stephen Ilsley

II would recommend a friend

5
Good interest rate and good customer service and I would recommend a friend there security service is very reliable and professional. Thanks Capital one. Reviewed on: 13th June 2017
Linnett Duncan's avatar
Linnett Duncan

Do you have a different Capital One product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Capital One has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill