Write a review

Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.04 (280 reviews)

View other Capital One products

4.00

Based on 280 reviews, last reviewed 3rd Jul 2025

150% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

52%

24%

10%

Latest highest rating:

5

Great customer care and a great credit card Great customer care and a great credit card Reviewed on: 3rd July 2025

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025

Read all reviews See your review

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (280)

Review of the Capital One, Classic Credit Card:

Zopa asked me to vote for them

But they are untrusting utter rubbish so I'll vote for anyone but them . Reviewed on: 11th April 2023

Very easy to deal with

Great for people who may not have a perfect credit score Reviewed on: 12th May 2017

Great service

They give good credits depending on your budget. Reviewed on: 11th May 2017

Excellent service

Excellent service from start to finish and a nice app to manager my account Reviewed on: 8th May 2017

Great if you have poor credit

The app makes it so easy to manage your account and make payments. They write to you well in advance of any limit increase to give you plenty of opportunity to decline. Reviewed on: 7th May 2017

Capital One Credit Card

A great company and always Helpful, thank you Reviewed on: 3rd May 2017

Good

Perfect if you need quick cash never had a problem Reviewed on: 3rd May 2017

good service

it is a good option to build your credit history Reviewed on: 2nd May 2017

so far so good

never had any problems and get a regular upgrade Reviewed on: 1st May 2017

Good acceptance

Hi acceptance rate was worried about being declined really helped. Reviewed on: 30th April 2017

Good for those with bad credit

Good cards for people with a bad credit rating. As long as you pay over the minimum payment you are gradually building up your credit rating. Reviewed on: 30th April 2017

Do you have a different Capital One product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Credit Card
from HSBC 3.02 from 113 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews
Fluid Credit Card
from NewDay 4.16 from 103 reviews

Want to see more from Capital One?

Classic Extra Card
from Capital One 3.72 from 6 reviews
Balance Plus
from Capital One 3.29 from 3 reviews
Aspire Business Card
from Capital One 3.00 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub