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Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.04 (279 reviews)

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3.99

Based on 279 reviews, last reviewed 15th Jun 2025

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

52%

24%

10%

Latest highest rating:

5

Capital one was very easy to apply for for through t... Capital one was very easy to apply for for through their app with speedy results Reviewed on: 15th June 2025

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025

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About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (279)

Review of the Capital One, Classic Credit Card:

Zopa asked me to vote for them

But they are untrusting utter rubbish so I'll vote for anyone but them . Reviewed on: 11th April 2023

OK

Credit Card used to pay 1% Cashback. Now it doesn't so Card is just average, nothing special Reviewed on: 21st April 2016

Very helpful

I got a little behind with my payments and worried about getting in contact with Capital one but they were very helpful offering advice and put me on reduced payments. Reviewed on: 21st April 2016

No problems, pretty good

Usage in general is good. I've had no problems and would recommend if wanting an easy to use credit card for whatever reason Reviewed on: 21st April 2016

Great company

This company is great.I never had any problems with them and if you are in trouble,they always try to help.I would like to recommend them. Reviewed on: 21st April 2016

Friendly staff and service, easy to get through and deal with any issues you may have

Such friendly staff, they don't make you feel like they just want your money. I found calling them easy with no long waiting periods and was put through to a very helpful person that explained to me in detail everything I needed to know. Reviewed on: 21st April 2016

Superb credit card and company with a 'soft search' tool!

Superb credit card and company with a 'soft search' tool! I was excepted when other companies had turned me down! Reviewed on: 21st April 2016

Contacting customer services

Had to contact customer services after i misplaced my credit card. I was on the phone no more than ten minutes total. Customer service cancelled my card and issued another all without any messing about and being put on hold. Very happy Reviewed on: 10th April 2016

Money when you need it

Capital one credit card is brilliant for when you need to buy something now but payday is a bit away. If you need shopping you can buy now and pay on pay day. The online site for capital one is very easy to understand and use. Making a payment or just checking your balance is so easy. Reviewed on: 28th March 2016

Easy to see where i stand

I have a capital one classic credit card and this review is about the online site and the ease of using it. I have found it really easy to log in and see where my balance stands and all my purchases and payments are all on one screen so no need for me to keep having to look for things. All transactions appear really quickly so that day to day you know what you have spent and when you see that must have item, its very easy to see if you have enough on your balance to purchase it. Reviewed on: 28th March 2016

Brilliant when credit history is bad

Being a full time mum and having a poor credit history I didn't have much hope in getting a card, but Capital one accepted me and gave me an average credit limit. They quickly increased the limit too after regularly using and paying off the card. Highly recommend Reviewed on: 28th March 2016

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