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Churchill Insurance: Car insurance reviews

Name: Car insurance
Rating: 3.29 (295 reviews)

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3.16

Based on 295 reviews, last reviewed 27th Oct 2025

800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

36%

22%

32%

Latest highest rating:

5

Quick and easy service, switched from Hastings due t... Quick and easy service, switched from Hastings due to a better price with Churchill Reviewed on: 8th October 2025

Latest lowest rating:

1

Great company until YOU have a problem My car had a minor bump, Churchill told me that DLG Autos would carry out the repairs on return my windscreen, rear screen, both windows on each side,... Read more Reviewed on: 27th October 2025

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About this product

Churchill provides car insurance for UK customers.

You can choose between two Churchill car insurance policies: Comprehensive and Comprehensive Plus. You get a courtesy car as standard with comprehensive cover and if your car’s vandalised, you’ll keep your No Claim Discount.

Churchill car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Churchill before, you can also leave a review and share your experience.

Churchill Insurance Car insurance reviews (295)

Review of the Churchill Insurance, Car insurance:

Good customer service with fairly rapid response tim...

Good customer service with fairly rapid response time on the phone. Not yet had to make a claim, so no experience of that. Reviewed on: 11th October 2024

Long waits on phone

I have been trying to talk to Churchill customer service for 3 days cut off twice and when I did get a customer service advisor could not help put me through to another department back on hold again shambles Reviewed on: 25th July 2022

Long Wait Times and Unacceptable Extra Fees

Tried to cancel my policy online but it wasn't allowed. Had to call them to cancel. Waited 38 minutes on hold. Got through and cancelled my policy for a £53.76 admin fee. The total call length with the representative was 2 minutes and 16 seconds. A huge waste of time and money for a simple task. Wouldn't recommend or choose again. Reviewed on: 23rd July 2022

Good online process

Getting a quote that met my wishes was simple Reviewed on: 18th July 2022

Not at fault claim.

Thumped up the rear while stationery awaiting turn onto main road, a no fault claim on an Axa customer, took 16 weeks for them to pay up and then only because I threatened to tell Martin Lewis. That did the trick, paid within the week. Rubbish company, do everything by phone, don't answer emails. Cheap but not straight. Reviewed on: 9th July 2022

Start off cheap on first time you insure with them but ramp up the price year after year afterwards

I have been with Churchill insurance a couple of times now. When you contact to get a quote they give you a good quote just to poach you. If you stay with them for a few years the prices go up year after year. Im no longer with them now and save myself a fortune. I will never use Churchill again for the simple reason they are really direct line who are ludicrously expensive. Do yourself a favour and with another insurance company and save yourself a fortune as I have done. Reviewed on: 6th July 2022

They take the pxxx

I was sent a text review thing. Background: been with Churchill for a few years, happy with prices and service. Due to a bungled change of bank account my insurance was cancelled.... l was unaware, due to admin difficulties with working away. Anyway. Rang them. 45 minutes on hold when I want to pay tgem? Then another two or three sessions on hold after explaining the situation... then hold again.... Below is the feedback I gave but their SMS rejected it. Judge if you like. "Steve" is the guy I tried to buy off.... Churchill wouldn't allow a direct debit and no human could intervene. Computer says no. ‐-------- (My SMS review): The guy I spoke to was really professional. He was let down by the wait times, which led to us going elsewhere. You need more call handlers. A recorded message saying my call is important, and you're doing "everything we can" to take the call, is bullshit. You are having customers hang on a line when they could be doing something else, because you don't want to pay great guys like Steve. Your prices are OK, your insurance is excellent, the few people you employ in customer facing rôles are good but overall you treat those of us who pay you like crap. 40 minutes on hold, three times, when I'm trying to pay you? Fuck off. Employ more Steves. Take the hit on profits. Wankers. Oh yes. Reviewed on: 19th June 2022

Worst experince ever

My dad had a minor accident, and was unfortunately covered by this joke of a company. The whole claims proceedure was a fiasco, repeatedly asking for photo's over and over again. They had upsold my dad onto their highest cost cover, with literally every option added. He was supposed to get immediate help in an accident, a courtesy car etc. They gave NONE of this. They lied to him and me, saying only one company did their repairs, based in Romford, London. We live in Newcastle! They gave us numbers for this repair place to book, but they then told my dad it would be late June before they'd even do any repairs. They allowed my Dad to continue driving an unroadworthy car. At my advise we sought out our local Citroen Dealer, who was happy to do the repair under the insurance. On getting the Car booked in we requested our courtesy car, only to now be told my Dad won't get it. Because we weren't using their repairer! They then claim to have repairers in Sunderland and Middlesborough. Chaging thrir story completely. We have the emails from their 'accident repair' company, all based in ROMFORD. And we had asked repeatedly for the car to be repaired locally and were refused outright, told this was their only repairer. They basically did everything they could to get out of repairing the car by making it has difficult as they possibly could. A total disgrace of a company. Never insure with them ever... oh and they also lumped a £650 excess on my Dad too. (He's 83 years old and they exploited this giving him an overpriced policy he did not understand). They never sent him his policy booklet either, in any form. Reviewed on: 23rd May 2022

wasters

dont bother £70.00 to cancel your insure if you got money to waste try them Reviewed on: 6th April 2022

dont waste your time get other quote you will get better deal

£70.00 to cancel my car insurance of no fault of mine 1.45 hours waiting on a call to talk to someone after third party fault give dog a good kick up the back side Reviewed on: 6th April 2022

Negotiated a great deal on renewal

I received my renewal which was about £12 dear than last year. So I went on a comparison site then phoned Churchill. In the end I managed to save over £40 compared with the previous year. Just £176 on a Mercedes SL320 convertible for 12 months. Reviewed on: 12th September 2021

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