Smart Money People Logo

Churchill Insurance: Car insurance reviews

3.14
Based on 295 reviews, last reviewed 27th Oct 2025
800% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
36%
See only 4 star reviews
22%
See only 3 star reviews
6%
See only 2 star reviews
4%
See only 1 star reviews
32%

Latest highest rating:

5

Quick and easy service, switched from Hastings due t... Quick and easy service, switched from Hastings due to a better price with Churchill Reviewed on: 8th October 2025
Sarah H's avatar
Sarah H

Latest lowest rating:

1

Great company until YOU have a problem My car had a minor bump, Churchill told me that DLG Autos would carry out the repairs on return my windscreen, rear screen, both windows on each side,... Read more Reviewed on: 27th October 2025
William C's avatar
William C

About this product

Churchill provides car insurance for UK customers.

You can choose between two Churchill car insurance policies: Comprehensive and Comprehensive Plus. You get a courtesy car as standard with comprehensive cover and if your car’s vandalised, you’ll keep your No Claim Discount.

Churchill car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Churchill before, you can also leave a review and share your experience.

Review Churchill Insurance: Car insurance now

Help others make smarter decisions by sharing your own experience. Write a review

Churchill Insurance Car insurance reviews (295)

good policy

5
very easy to set up policy on line with a very good price Reviewed on: 28th August 2023

Quality cover at a good price.

5
We went with Churchill as it had good quality comprehensive cover with relevant optional add-ons. The total price was competitive. It represented good value for money. Reviewed on: 26th August 2023

Awful and Racism experienced

1
First time I've experienced racism at the hands of an insurance company whilst trying to obtain a policy. I explained that I was looking for a quote as I had been offered a delivery driver job but I hadn't accepted it yet. The member of staff was very rude, cut me off and reported me for insurance fraud resulting in myself being banned. I appealed the decision to the insurance ombudsman - I lost the job offer and took out more costly insurance elsewhere. In the end they barely compensated me for the time I was on cover with them ( 1 week or so). If you are from an ethnic minority - you may wish to avoid at all costs! Reviewed on: 25th August 2023

Seems like a good product, best price, auto-renew irritating

4
The insurance policy meets my needs and was the lowest quote I got. I wasn't happy about auto-renew being switched on by default and, despite what was written on the sign-up page, it can't easily be turned off in my account - I have to contact customer service to get that done. It's a bit irritating, as it's going to take up more time. Reviewed on: 23rd August 2023

Fair service

4
Acceptable level of service and prices. Not the cheapest, but a solid performer Reviewed on: 23rd August 2023

Changed company for quality cover

5
Changed company to obtain a more comprehensive cover and the benefit of being able to speak to a real person Reviewed on: 23rd August 2023

Expensive but good

4
Never had a problem with a claim, and legal help was successful in rejecting an untrue submission from the person who caused the accident. They're good, but premiums are high, especially for over 80s. Reviewed on: 23rd August 2023

Good Company

4
I have had Car Insurance with Churchill for t least 5 years now, when i get my renewal i always shop around then phone them and see if they can match the price and they always do. Reviewed on: 23rd August 2023

Efficient and reliable

5
When my car was parked and damaged by a third party, Churchill took care of everything. They dealt with the third party and had a curtesy car provided and collected to and from my home address. I no point was I inconvenienced without my car. They were great. Reviewed on: 22nd August 2023

Avoid like the plague

1
After an accident I waited 7 hours for recovery, not acceptable! Then it gets worse!!! Classed as a write off, no offer of a courtesy vehicle. It is my work vehicle so I need it to earn a living. Accident happened 2nd June, it is now 3 months later and they have no update what so ever. The vehicle is on finance so I have paid out 3 months of payments along with tax & insurance, with no vehicle to earn me a living. I haven’t received a single letter or email with a confirmation that it’s a write off or what is going on. Every time I call I get the same lie…. You will receive a call back or a letter in the post. Not received anything. I called today to chase again and this time was no different, except they couldn’t confirm where my vehicle even is! Even the complaint I lodged has never been dealt with. According to Churchill them selves the complaint would be dealt with last week at latest… never happened! .Complaint has been raised since 20th July!!! Second complaint raised 21st August. No contact/ reply from anyone at Churchill. Neither of the raised complaints have been dealt with! Reviewed on: 22nd August 2023

Do you have a different Churchill Insurance product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Churchill Insurance?

    View all products