Smart Money People Logo

Co-op Insurance: Car insurance reviews

2.47
Based on 81 reviews, last reviewed 15th Apr 2026
100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
31%
See only 4 star reviews
5%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
57%

Latest highest rating:

5

The best sales staff ever At 83 years old l have had over55 years of insuring cars and l have never experienced such a good service from the sales staff. they were Caroline,Tra... Read more Reviewed on: 25th March 2026
John B's avatar
John B

Latest lowest rating:

1

They never pay out made a claim on my travel insurance with co op after having to cancel my holiday when diagnosed with a serious illness. Co Op refused to pay out when... Read more Reviewed on: 15th April 2026
Ian Leonard 's avatar
Ian Leonard

About this product

Co-op car insurance is available with two cover options – third party, fire and theft or comprehensive.

Members get a discount on Co-op car insurance. The discount will only be applied if you’re matched with the membership database during the quote process. This discount is not available for any add-ons you select.

Co-op car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Co-op before, you can also leave a review and share your experience.

Review Co-op Insurance: Car insurance now

Help others make smarter decisions by sharing your own experience. Write a review

Co-op Insurance Car insurance reviews (81)

Good ethical insurance provider

5
I can't fault the Co-op and the p[ackage and price they offer for car insurance. It's fairly comprehensive (!) and covers all my needs. I especially appreciate having exrensive breakdown cover included for a small additional fee. Reviewed on: 1st October 2017

Good customer service

5
I've been with co-operative for a number of years because they always come up with the best price for my car insurance and if they don't I give them a ring, have a chat with a friendly advisor and they lower the price for me. Can't ask for more than that. Reviewed on: 1st October 2017

Good policy

5
Got £50 in vouchers upon signing up, cover seems very good and good reviews from others Reviewed on: 30th September 2017

Good service and reasonable price

3
Not the best prices but whenever I call I got really good customer service. Polite and friendly staff Reviewed on: 13th September 2017

Value for money

5
I usually shop around but the Co-op has had very good renewal prices and service so I have been with them for over five years now Reviewed on: 4th July 2017

Read the small print

1
Beware that if you miss a payment that you will be charged £20 over and above your monthly premium. Don't think I'll be renewing my policy when the the time comes.... Reviewed on: 13th May 2017

Dont touch this company

1
They are a bunch of brain dead idoits who take your money but are very unhelpful customer service and the mangers are even worse they couldn't manage a paper bag Reviewed on: 3rd May 2017

Please dont touch this company your be sorry

1
I had policy for 11 years which i had 9 years no claims bonus the company stopped my insurance with out letting me know to con me so now restarted it but only give me 5 years no claims discount and they got proof of what i had and still say i cant have it they are defrauding the public please dont use this company read all the reviews Reviewed on: 28th April 2017

Let me down

3
I don't like any car insurance company if I'm being honest, we are with Diamond at the moment but have to change every year as everyone I've been with hike up their prices,, I will say though cooperative were good for offering a 3 year fixed price but then they let me down by cancelling my policy and trying to make me start all over again with an increased quote when one of my direct debits failed due to me changing bank accounts, I even phoned them up to pay it the day after Reviewed on: 27th February 2017

Very deceptive and dishonest car insurance company

1
After a long time on the phone with Coop complaints department, nothing was resolved. No apology even though they have now received all the proof info they required, they still would not reinstate my insurance. What pathetic joke of a company would send out important letters non-recorded? Coop Insurance would! What apathetic car insurance company would not bother to phone you or email you to request something important even though they have your details on file? Coop would!!! Other insurers in the past have always emailed me, or phone me. Coop is a joke, I had to take out a brand new policy. Will be taking this up with the FSO to see what they have to say about this... Very disgusted with their service. Reviewed on: 17th December 2016

Do you have a different Co-op Insurance product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Co-op Insurance?

    View all products