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The Co-operative Bank: Current account reviews

4.00
Based on 401 reviews, last reviewed 15th Oct 2025
100% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
60%
See only 4 star reviews
19%
See only 3 star reviews
5%
See only 2 star reviews
5%
See only 1 star reviews
11%

Latest highest rating:

5

I've used the co-op for years, they have helped me t... I've used the co-op for years, they have helped me through money troubles and always been there for me. They are ethical and stand for my own beliefs... Read more Reviewed on: 19th June 2025
Hannah S's avatar
Hannah S

Latest lowest rating:

1

Brutal incompetent bureaucracy at its' worst. Brutal incompetent bureaucracy at its' worst; what has become of the 'Cooperative' bank? After trying to arrange things after a recent bereavement, I ... Read more Reviewed on: 15th October 2025
KR's avatar
KR

About this product

The Co-operative (Co-op) current account is a basic account for everyday banking.

You can apply for an overdraft as part of your Co-operative current account application, or once your account is opened. With this account, manage your money online and on mobile and use Apple Pay, Google Pay or Samsung Wallet.

Co-operative account reviews help you find out what it’s really like to be a customer. If you’ve used Co-op before, you can also leave a review and share your experience.

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The Co-operative Bank Current account reviews (401)

Simple and easy

5
easy to operate,basic bank account ,friendly,helpful staff on phone and in in branch Reviewed on: 9th February 2019

Friendly

5
Trusting and friendly. Great customer service! Reviewed on: 7th February 2019

Really friendly and hassle-free

5
They are always willing to help with any difficulties. Reviewed on: 20th January 2019

Great bank!

5
Excellent customer service and complete satisfaction. Reviewed on: 13th January 2019

good customer service, monthly fee rather high

4
on-line banking is good and I have always found customer service personnel to be very helpful. However, the montlhy fee of £11 is quite high for a basic current account. Reviewed on: 13th January 2019

Friendly

5
Friendly, caring and straightforward. I can trust them and it's not often you can say that about a bank! Reviewed on: 12th January 2019

Honest and reliable

5
Lets drop normal banking and leave the gamblers behind Reviewed on: 12th January 2019

Always so helpful

5
Whenever I go into my local branch, the staff are always so friendly and nothing is ever too much trouble, they will always come up to you while your'e waiting in the queue, to let you know that you will be served shortly. If you need more help, they are always careful to explain things in plain English, and the best thing, they always remember who their customers are, you aren't just an account number to them. Reviewed on: 12th January 2019

Ethical banking

4
friendly branch staff, good call centre and easy to use app Reviewed on: 12th January 2019

good bank but app needs improvement

4
happy with the bank however the website is difficult to navigate and the app crashes a lot. Reviewed on: 8th January 2019

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