Write a review

Go to business site

The Co-operative Bank: Current account reviews

Name: Current account
Rating: 4.06 (412 reviews)

View other The Co-operative Bank products

4.06

Based on 412 reviews, last reviewed 23rd Jan 2026

1000% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

61%

18%

11%

Latest highest rating:

5

Always available locally or phone Always available locally or phone Reviewed on: 23rd January 2026

Latest lowest rating:

1

Won’t let you buy crypto. Won’t let you buy crypto. I do not feel that it is their place to tell me what I can or cannot do with MY monry Reviewed on: 23rd January 2026

Read all reviews See your review

About this product

The Co-operative (Co-op) current account is a basic account for everyday banking.

You can apply for an overdraft as part of your Co-operative current account application, or once your account is opened. With this account, manage your money online and on mobile and use Apple Pay, Google Pay or Samsung Wallet.

Co-operative account reviews help you find out what it’s really like to be a customer. If you’ve used Co-op before, you can also leave a review and share your experience.

The Co-operative Bank Current account reviews (412)

Review of the The Co-operative Bank, Current account:

I'm autistic and dyslexic

I'm autistic and dyslexic and still… I'm autistic and dyslexic and still work full-time and been with coop many years. My tenancy was up 2 weeks ago and the council found me a flat to move into so I spent all my money moving and that includes all my overdraft so I have no money until I'm paid in a week .I called the coop bank to tell them I've 1 pound in electric left and no food in until I'm paid Friday can I have 50 pounds to get electric and abit of food until Friday! They said no and said that I should go to a food bank and they may get me some electric somehow but they weren't sure.i put the phone down ! I'm sitting here hungry and 1.25 left In my emergency electric .coop bank I hate you and how you treat disabled people in a time of need .50 pounds for electric and food until I'm paid but you prefer me to die Reviewed on: 27th August 2024

Ethical banking made simple

Providing competitive banking without of the guilt of the unethical practices of the main banks. I found this account easy to set up, the staff helpful and the switch straightforward. Reviewed on: 16th February 2016

They offer everything we need

Our bank is pretty good, we have been with them 5 years since having to go bankrupt, they are one of the few who would take us on...so can't complain! Reviewed on: 15th February 2016

Easy to use, friendly staff

Great staff, they are always helpful in branch and provide you with the professional service you require! Reviewed on: 13th February 2016

The best on the high street

This is a friendly fast bank that deals with my finances quickly and efficiently I would recommended this bank to my friends and family Reviewed on: 26th January 2016

Brilliant customer service and they always make you feel like you matter to them

Every time I go into my branch, the staff are always helpful, if it looks like I have to wait, they invite me to have a hot or cold drink, if I don't understand anything that is said, the staff are always happy to take the time to explain everything. I cannot recommend them enough. Reviewed on: 19th January 2016

Helpful when the chips are down

I know The Coop has had bad press recently but they helped me out when i found myself in dire straits, the staff were very helpful, they listened to the trouble i seemed to have got into when my husband became ill and had to give our business up because of it. We found ourselves in a bit of a pickle. The advice we got saved us from the baliffs, and they supported us through the bad financial times, which took the stress off me while caring for my husband. Reviewed on: 15th January 2016

A bank that is your friend as well as handling your money

I have banked with the Coop for many years and have current account, cash minder and saving account. I love that even when they had some financial issues, they put me at ease and gave reassurances that my money was safe. Going into branch is like visiting friends. The staff all have time to spend chatting to every customer whilst you do your business and if there are any issues, which are rare, they are resolved quickly and with professionalism. I find the benefits attached to the current account I use to be fair and good value - I pay a small monthly fee which provides me with travel insurance, mobile phone insurance, gadget insurance and also RAC cover. I will continue to bank with the Coop and am secure in the knowledge they're a fab bunch of people as well as being a fab company to bank with. Reviewed on: 12th January 2016

Good customer service and ethical banking

I always find the customer service very good and efficient Reviewed on: 11th January 2016

Smile

I bank with Smile (part of co-op), have always found them to be a brilliant and reliable bank with every inquiry i have made over the last 10 years i have banked with them. Reviewed on: 9th January 2016

Fantastic, really couldn't ask for better

I always find this group to be willing to go the extra mile to help you out. Are incredibly understanding of any problems you may have and are all round just very impressive!. Reviewed on: 1st January 2016

Do you have a different The Co-operative Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Everyday Current Account
from Santander 3.89 from 182 reviews
Personal account
from Revolut 4.92 from 89095 reviews
Black Current Account
from RBS 3.12 from 19 reviews

Want to see more from The Co-operative Bank?

Professional and Career Development Fund
from The Co-operative Bank 4.75 from 3 reviews
Cash Passport
from The Co-operative Bank 4.33 from 3 reviews
Student Current Account
from The Co-operative Bank 4.13 from 8 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub