Smart Money People Logo

Halifax: Current account reviews

4.16
Based on 955 reviews, last reviewed 20th Feb 2026
1000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
58%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
3%
See only 1 star reviews
9%

Latest highest rating:

5

Halifax is incredibly good with patient customer ser... Halifax is incredibly good with patient customer service Reviewed on: 20th February 2026
Abike A's avatar
Abike A

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025
Rizq's avatar
Rizq

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Current account reviews (955)

Review of the Halifax, Current account:

Great account

5
Great current account giving £5 reward each month plus cash back to be earnt using your debit card in certain stores. Very helpful in branch when setting up the account talking us through everything really well, can't fault them so far. Reviewed on: 28th March 2016

Great customer service from a trusted brand

5
Been with halifax for a long time and I've never had a bad customer service experience Reviewed on: 26th June 2016

ultimate reward

5
Upgraded to the ulimate reward current account. So easy Reviewed on: 26th June 2016

Halifax customer service

4
On all occasions that I have dealt with Halifax they have delivered excellent customer service and I have left feeling as though they are the right bank for me. Reviewed on: 22nd June 2016

Straightforward and clear

4
Very user friendly online banking, quick transactions and friendly staff both in branch and over the phone Reviewed on: 20th June 2016

They charged me £150 for accidentally going £5 overdrawn.

1
A few years ago I was in bad health and had no money coming in and I accidentally went £5 overdrawn on my account. They immediately charged me £25. I wrote to them explaining that I had no money and that I couldn't pay it back, and they wrote back saying "tough", and they kept piling on the charges. I eventually managed to lend £150 from a relative to pay the money off, otherwise I expect they would have happily charged me thousands. Reviewed on: 20th June 2016

Great

5
Super bank, really recommend them for great customer service Reviewed on: 15th June 2016

excellent

5
staff always polite, helpful and go the extra mile Reviewed on: 3rd June 2016

Good

4
Nothing to complain about with this service Reviewed on: 2nd June 2016

Fantastic cashback & great customer service

5
Was offered £100 to change my Natwest account to a Halifax Current account and £5 per month for £700+ deposits into the account. Everything was done online, I had nothing to do but complete a few small details in-store with very helpful Halifax staff. Reviewed on: 23rd May 2016

excellent customer service

5
almost polite, always helpful and always go the extra mile Reviewed on: 20th May 2016

Do you have a different Halifax product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Halifax?

  • Online Tracker Bond

    from Halifax 5.00 from 1 reviews
    Halifax
  • Online Saver

    from Halifax 4.61 from 35 reviews
    Halifax
  • Flexicard

    from Halifax 4.57 from 5 reviews
    Halifax
    View all products