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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 4.28 (263 reviews)

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4.16

Based on 263 reviews, last reviewed 23rd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

65%

18%

10%

Latest highest rating:

5

Its a brilliant card for spending overseas. Its a brilliant card for spending overseas, no extra charges. You can see the cost immediately via the App. Easy to make payments to from my regular b... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Clarity credit card reviews (263)

Review of the Halifax, Clarity credit card:

-7.5% for exchange rate

This card gives you free withdrawals aboard but at a stink exchange rate of 7.5%. If you do use if for a cash withdrawal pay it off straight away so you don't start paying interest. However it is good for paying for purchases etc as you get the interbank rate. Reviewed on: 6th June 2017

Great for travellers

A good card for those spending while on holiday. Provides good rates and without fees or commission charges. Reviewed on: 6th November 2018

High interest low customer skills

I've ordered a replacement card 5 times but alas it never shows.. The advisers offered zero help just the same repetitive script rattled off with little care an even less resolve. Reviewed on: 11th August 2018

Perfect for travelling abroad

Easy to open and great rates abroad - what is there not to like? The app is good too. Reviewed on: 10th August 2018

Best card around

Have had no problems with this card, good for taking abroad and their security system seems to be 'on the ball' Reviewed on: 25th July 2018

Very useful

Very handy card to have especially abroad. Reviewed on: 24th July 2018

Good

Had no problems with this card except that we could not have it as a joint account Reviewed on: 24th July 2018

Good card

Have had no trouble using this card and they are very security conscious. Good card to use abroad Reviewed on: 23rd July 2018

Great for travelling

Always use the Clarity Credit Card especially when abroad because you get a great exchange rate but also no transaction charges which all add up if using another type of credit card Reviewed on: 8th June 2018

Credit card for overseas spending

I use this card for holiday spending in Europe. There is no transaction fee and you always get the best exchange rate. I also received a special offer of almost a year's interest free credit on purchases. Reviewed on: 11th April 2018

Very convenient

No currency exchange fee when abroad is the winner for me Reviewed on: 4th April 2018

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