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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 4.18 (264 reviews)

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4.18

Based on 264 reviews, last reviewed 28th Feb 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

65%

18%

10%

Latest highest rating:

5

An excellent traveller's credit card - just needs a... An excellent traveller's credit card - just needs a cherry on top Reviewed on: 28th February 2026

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Clarity credit card reviews (264)

Review of the Halifax, Clarity credit card:

Still the best card for European holidays

The Halifax Clarity Credit Card is still one of the best cards to use abroad. We use it for everyday spending in the UK and abroad, and also for cash withdrawals in Europe. It gives a good exchange rate, and we always transfer money across to cover the cash withdrawal, so it doesn't accrue much interest. You must always ALWAYS pay it off in full though. It also pays £5 cashback per month if spending £300 or more in a month. Reviewed on: 21st November 2016

Excellent card for shopping abroad

I like halifax, they are pretty good at in store service, and they have pretty good telephone service too. But, it is their products and online usage which makes them a cut above other banks. I used this card in the states and in Switzerland, no problems, no fees, just used and charged the exchange rate of the day! Reviewed on: 11th November 2017

Great for spending abroad

No charges for spending abroad. No rewards though Reviewed on: 11th November 2017

Good for travel

I use this card all the time but particularly good when travelling overseas and paying on card, as there are no fees for this. Just a shame there are charges on withdrawals. Reviewed on: 8th November 2017

The travel man go to!

Never had a problem. I took this card out when my current account was with Halifax. The main reason was for the free cash withdrawals abroad. This will have saved me hundreds over the years. I moved my current account away from Halifax but I still receive all of the same benefits with the card. Reviewed on: 8th November 2017

Holiday peace of mind

This card is so handy for travelling, always peace of mind that you'll get a good deal on currency exchange and withdrawing money which makes a big difference and means there isn't a worry about having repeated transactions Reviewed on: 8th November 2017

Best foreign transaction credit card

Use this on regular basis and provides great service, be it through atm transactions or card payments. Reviewed on: 8th November 2017

Great customer service. Best bank yet!

When setting up the credit card, the staff were lovely. Kept to their time slots. Over the phone was even better, phoned to arrange direct debit from current account. Lady was very helpful set up online banking, inputted all the countries I was travelling to and took away the usual hassles of banking Reviewed on: 7th November 2017

wonderful

no charge abroad - no charge abroad - Reviewed on: 7th November 2017

Clarity Credit Card

Best rates anywhere in the world. Amazing! Reviewed on: 6th November 2017

Great When Travelling

Ive now used my clarity card several occasions when abroad and am converted! Far easier than trying to guess how much money I’m likely to use and being left with extra coins at the end of the holiday! Reviewed on: 6th November 2017

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