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Halifax: Clarity Credit Card reviews

Name: Clarity Credit Card
Rating: 4.27 (261 reviews)

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4.10

Based on 261 reviews, last reviewed 20th Apr 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

65%

18%

10%

Latest highest rating:

4

the credit card is easy to use the credit card is easy to use, but more rewards would be better Reviewed on: 20th April 2025

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025

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About this product

If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will help you make an informed decision about whether or not you should choose Halifax.

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Halifax Clarity Credit Card reviews (261)

Review of the Halifax, Clarity Credit Card:

This credit card works well for overseas travel.

This credit card works well for overseas travel. It is easy and hassle free. Charges are kept to a minimum on cash withdrawals only making it easy to budget. Reviewed on: 26th February 2025

The Halifax Credit card is easy to apply for, quick...

The Halifax Credit card is easy to apply for, quick to arrive and easy to use. It's also easy to pay it off using the personal banking app. It also works out cheaper when abroad and you pay in the local currency. Reviewed on: 24th May 2024

Good credit card rates and suitability for travel ab...

Good credit card rates and suitability for travel abroad. Easy tonise and very simple to manage Reviewed on: 24th May 2024

Decade of this card

I've had this card for a decade, it has the best exchange rate and I also use it fir everyday spending paying it off in full every month Reviewed on: 24th May 2024

Worst card I have ever had.

Worst card I have ever had. Only signed up so I could use abroad and not incur currency fees. First card only worked 50% of the time using contactless, tried to change pin both online and in branch and was told it’s temperamental .got. Second card and it was just as bad, didn’t work half the time so cannot risk using abroad so going back to Barclaycsrd Freedom which now offers same service and it 100% reliable Reviewed on: 21st April 2024

Good for foreign transactions.

Very good for foreign transactions when abroad. No additional fees. Reviewed on: 13th April 2024

Fuss free currence

I can use the card abroad without currency charges. It always works. Reviewed on: 12th April 2024

ok in every way do use this bank

ok in every way do use this bank Reviewed on: 18th February 2024

I got this card for using abroad mainly as the charg...

I got this card for using abroad mainly as the charges are less Reviewed on: 15th February 2024

Brilliant for using on holiday abroad.

Brilliant for using on holiday abroad. Excellent rate of conversion. Feel protected by carrying a card versus £ cash. Reviewed on: 13th January 2024

Payments declined, terrible customer service

Travelling in Australia. First decline happened in Singapore after the first purchase went trough ok. Second decline was a £500 purchase using Apple Pay. App chatbot totally useless and recommends a phone call. Spent 45 minutes, most of it on hold, and was told the problem was not with the card but was caused by Apple Pay purchase value limits and it would clear after 24 hours. It didn’t. First transaction the following day worked and the second didn’t. Tried using the physical card and PIN, as suggested by a fraud rep during the call but that didn’t work either. Luckily I have a Monzo card so will be using it for the rest of my holiday. If you were thinking of using a Clarity card for your holiday, think again. I shall be cutting mine up when I get home. Reviewed on: 16th October 2023

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