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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 4.28 (263 reviews)

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4.17

Based on 263 reviews, last reviewed 23rd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

65%

18%

10%

Latest highest rating:

5

Its a brilliant card for spending overseas. Its a brilliant card for spending overseas, no extra charges. You can see the cost immediately via the App. Easy to make payments to from my regular b... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Clarity credit card reviews (263)

Review of the Halifax, Clarity credit card:

GREAT FOR TRAVEL

CHEAPEST TRAVEL MONEY CARD AROUND HIGHLY RECOMMENDED Reviewed on: 31st August 2019

Top Travel Card

We always use our clarity card when travelling abroad for cash and purchases as we know we are guaranteed the best deal... and every euro. dollar and dime counts to dinar !!! Reviewed on: 7th February 2017

Fee-free transactions abroad make this a winner

The application for the credit card was smooth and easy not taking long at all online with the card arriving less than a week later. The biggest selling point was the fee-free transactions when using abroad which made the US family holiday easier as I much prefer to pay by card than cash when out and about. The online service is good too which makes card management easy too. Reviewed on: 5th February 2017

Perfect for travellers

If you go abroad lots, this credit card is for you, as it offers near perfect exchange rates. The online app is also simple & easy to use! Reviewed on: 4th February 2017

Wouldn't be without our Halifax Clarity Card

Amazing for spending abroad. Wouldn't be without it now. The customer service team were brilliant when we called to ask questions before applying. Reviewed on: 3rd February 2017

Great for those who travel often

Offers a competitive interest rate and is great for those who travel often as you are not charged for withdrawing foreign currency from cash machines and nor are you for making purchases. Reviewed on: 17th January 2017

No charges for foreign transactions

You do not get charged when making cash withdrawals abroad Reviewed on: 17th January 2017

Top travel card and general spending

Always happy with service from Halifax. The card allows spending abroad with 0% commission or fees around the world. Cash transactions included but interest is charged daily so pay ASAP. Reviewed on: 17th January 2017

Good to use abroad

This is a good card for holidays as they don't make a currency card so I only really use it abroad. What does annoy me a little is their website as I've found it near impossible to pay the bills online which is inconvenient, as a result I've set up a direct debit instead to avoid any fees and the website Reviewed on: 24th December 2016

Brilliant Card

No fees to pay for making purchases abroad - what's not to like. Get one of these - you won't regret it. Reviewed on: 24th December 2016

Useful when going abroad

I always use my Clarity card when going abroad as I can use it without any additional charges which is great Reviewed on: 19th December 2016

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