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Halifax: Reward current account reviews

4.35
Based on 197 reviews, last reviewed 1st May 2025
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2%
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5%

Latest highest rating:

5

Always friendly and helpful staff, and my ultimate r... Always friendly and helpful staff, and my ultimate reward product gives me even more peace of mind for travel, breakdown cover, mobile phone cover and... Read more Reviewed on: 2nd April 2025
Steven Butler's avatar
Steven Butler

Latest lowest rating:

2

Reward Current Account - useless reward tracker The Reward Current Account pays a £5 a month reward for (amongst other requirements) make £500 of debit card payments each month, which is pretty dece... Read more Reviewed on: 1st May 2025
ChrisO's avatar
ChrisO

About this product

The Halifax Reward current account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Halifax Reward account, each year, you can choose the monthly reward you’d like. Other benefits include exclusive savings offers and cashback. Halifax also has a mobile banking app.

Halifax Reward current account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Reward current account reviews (197)

Review of the Halifax, Reward current account:

A reward just for being me.

5
To some people, switching bank accounts is an arduous task with so much hassle and wasted time. To me, switching my bank account was the best financial decision I have ever made and I'm reminded what a great bank I'm with every single month. Initially, I thought there was a 'catch' with the limited time offer that was advertised for Halifax bank. "£100 for switching and £5 a month into my account when my wages are deposited?", I questioned in my head. When there is so much to gain, the amount to lose is lessened. I went for it! I met with an extremely helpful gentleman in my nearest branch. It was during my lunch break so the timing was perfect. You could tell by how helpful he was that this was a bank who values their customers - and who add value to their customers through reward of loyalty. My misconceptions of having to spend so much time to manually change my direct debits were explained clearly. Halifax did all of the hard work! With such a busy life, it was a nice feeling one of the most important parts of it was being professionally handed. Over a year on and I have received £5 per month from Halifax just for making sure my wages went into the account. And as for the £100 bonus for switching...well I still remember the last minute deal for a couples weekend my partner and I had! Thank you, Halifax! Reviewed on: 11th January 2015

Halifax

5
Great, easy to use. Mobile app is helpful Reviewed on: 8th February 2023

Cinema tickets available

5
Good rewards for using a current account as normal Reviewed on: 4th February 2023

Cancelled switch. Account impossible to close

1
I tried to do switch from Lloyds to Halifax because they had offer of £150 for switch in September. However, they cancelled my switch, and when I called them they gave me reason : "because of Queen's death". After all I asked them to not proceed the switch and close my account, as they would not give me the £150. Also visited Halifax personally - and the reason the switch didn't go through this time was different - my current bank (Lloyds) didn't accept the switch, they also told me that my account is empty and they cannot provide me a statement that my account is closed. Few months later I still have an account in Halifax which I don't use and fees associated with it, which I receive on my email. Reviewed on: 14th November 2022

Mortgage with Halifax means being bullied and disrespected

1
I have a mortgage with Halifax and I called to change the interest fee in my advantage. Their mortgage advisor kept trying to convince me not to do it, saying it will be in my disadvantage, although it was in my advantage I had the right to change it. Then he bullied me asking me many times when am I going to finish paying my debt, although I have 30 years left on my loan. I paid a fee to change my interest fee and the Halifax bank doesn’t show that they received the payment not even the third day after I made the payment. They’re postponing me until they change the interest fees again to higher ones. I am drained and I don’t recommend this bank because they’re just bullies and thieves Reviewed on: 30th August 2022

Life saver for phones

5
My partners phone broke. The process to sort out a replacement was so easy and quick. Reviewed on: 13th August 2022

Excellent service!

5
Always have gone above and beyond for me, have a few accounts with different providers but this is the one I find most user friendly. Reviewed on: 28th March 2022

Great Experience

5
I tried the digital Neo-Banks but they fall well short of the service from Halifax who have a great digital offering backed up by a solid high street presence with solid and reliable customer service. Reviewed on: 17th February 2022

Decent current account that pays me £5 a month

5
I really like this current account, it pays £5 a month in the titular "reward" providing certain criteria are met (paying in £1500 per month and spending £500 on debit card). £60 per year for just doing what I normally do is pretty good, particularly when you look at the feeble interest rates on most savings accounts. The app is great - you can see multiple accounts in one place, freeze and unfreeze your debit card, make instant payments etc. Definitely recommend. Reviewed on: 2nd February 2022

£5 a month for nothing

5
Love getting the reward each month Reviewed on: 17th January 2022

Halifax closed my account

1
Halifax closed my account without any warnings I was stuck without money or a way to get home my account was closed over trivial reasons I had my account opened since 2009.THEY DO NOT INFORM YOU WHEN THEY WILL CLOSE YOUR ACCOUNT THEY GAGE NO REFARD FOR ANYONES SITUATION Reviewed on: 13th October 2021

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