Write a review

Go to business site

Halifax: Reward current account reviews

Name: Reward current account
Rating: 4.37 (198 reviews)

View other Halifax products

4.35

Based on 198 reviews, last reviewed 23rd Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

61%

24%

Latest highest rating:

5

Halifax brilliance I have held an account with the Halifax for over 20 years and will continue with them for the next 20 years Reviewed on: 23rd January 2026

Latest lowest rating:

2

Reward Current Account - useless reward tracker The Reward Current Account pays a £5 a month reward for (amongst other requirements) make £500 of debit card payments each month, which is pretty dece... Read more Reviewed on: 1st May 2025

Read all reviews See your review

About this product

The Halifax Reward current account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Halifax Reward account, each year, you can choose the monthly reward you’d like. Other benefits include exclusive savings offers and cashback. Halifax also has a mobile banking app.

Halifax Reward current account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Reward current account reviews (198)

Review of the Halifax, Reward current account:

Reward Current Account - useless reward tracker

The Reward Current Account pays a £5 a month reward for (amongst other requirements) make £500 of debit card payments each month, which is pretty decent. The app has a reward tracker so that you can keep track of progress. Except the tracker is absolutely useless. It is not updated in real time, or anything like it. Right now, on 1 May, it is showing progress only up to 21 April. The only option is to go through the tedious process of totting up the payments manually. It's been this way for months, if not years. Reviewed on: 1st May 2025

peace of mind

I love that with the rewards current account i can forget about the little things in life that just ass up more insurnace shopping, reewal reinders etc. My phon is covered, and car breakdowns and my family holidays. Money well spent Reviewed on: 11th February 2018

An Excellent Free Bank Account

The Reward Current Account is a free account that pays you £3 per month if you stay in credit plus there are a number of cashback offers that you can earn using your debit card, these are paid very quickly compared to most cashback. Overdraft charges are cheap at just 1p per day per £7 owed and charges are applied each day so there is no big bill at the end of the month. Reviewed on: 7th February 2018

No hassle, pays cashback

Swapped from another bank to this one using the switch scheme. Had good customer service in branch and on the phone when required. App works well and the cashback offers are great - definitely helps get a little back at the end of each month. Reviewed on: 6th February 2018

App is great

Have found Halifax's banking app to be the easiest to use out of all major banks Reviewed on: 2nd February 2018

were once great now hollowed out bad

used to love Halifax, been with them for over 10 years. The last 3 years noticed a massive drop in customer care, empty branches, absolutely no appreciation for customer loyalty. On top of that what was a simple easy account seem to be changing by the months with various rewards being pulled, reduced or simply scrapped. Constant tickering with the terms and conditions. Last straw was this week when having misplaced my wallet - branch flatly refused to help to draw a minimal GBP10 from my account. This the same branch I have been with for over 10 years, and has in the past allowed me to draw minimal amounts out of my account after a thorough security check. More than happy top sell my useless services though. Bye Halifax - good luck with the Lloyds rebrand. Reviewed on: 25th January 2018

Easy to use with rewards

An easy to use current account with a debit card. Monthly reward when you pay in a certain amount. Nice to get something for nothing. Reviewed on: 11th January 2018

Excellent Free Bank Account with Benefits

The Reward Current Account provides £3 free every month for staying in credit, having minimum 2 direct debits and minimum £750 paid into the account. There are also cashback extras which give cash rewards for shopping using the Visa debit card that comes with the account. Overdraft charges are minimal at 1p per day for every £7 of overdraft, great for those of us with small to medium sized overdrafts. Staff are always helpful and the online banking service and mobile app are excellent, very easy to use. Reviewed on: 3rd January 2018

Easy

Get a fiver every month for nothing! Reviewed on: 1st January 2018

Great account.

I really enjoy the reward current account as it does everything you need and you get a reward if you stay in credit every month. Reviewed on: 31st December 2017

Great current account!

This is the best bank account I’ve had so far. It’s great to have the cash back rewards and the monthly fee for keeping your account straight. Fantastic incentive! Reviewed on: 12th December 2017

Do you have a different Halifax product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Graduate Current Account
from Bank of Ireland 0.00 from 0 reviews
Current Account
from Triodos Bank 4.93 from 8076 reviews
Current Accounts
from London Community Credit Union 1.00 from 3 reviews

Want to see more from Halifax?

Online Tracker Bond
from Halifax 5.00 from 1 reviews
Online Saver
from Halifax 4.61 from 35 reviews
Flexicard
from Halifax 4.57 from 5 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub