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Harpenden Building Society: Savings reviews

4.27
Based on 429 reviews, last reviewed 9th Feb 2026
86% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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1%
See only 1 star reviews
4%

Latest highest rating:

5

Great local banking branch Great to have a local branch to go into and speak to a human. Good product and lovely people. Reviewed on: 9th February 2026
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Steve

Latest lowest rating:

1

Surprise interest rate drop I opened an ISA this October, understanding it was an interest rate of 4.35%. Just checked today and it is 1.6%. Was not told about this, unlike othe... Read more Reviewed on: 17th December 2025
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Valerie B

About this product

Our Harpenden Building Society savings account reviews can help you to find out what life as a Harpenden Building Society customer is really like. And if you have experience of using this product, why not write your review on Smart Money People today?

Harpenden Building Society Savings reviews (429)

Review of the Harpenden Building Society, Savings:

A friendly helpful building society with a personal touch

5
Harpenden BS are always friendly and helpful and go the extra mile for their customers. My whole family have used them for many years as they have a personal touch which other buildibng societies lack. Reviewed on: 3rd August 2023
Reply from Harpenden Building Society Thank you for your feedback, this is great to to read and we fully agree how important the personal touch is! Jon Sweeting Commercial Manager Response date: 4th August 2023
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Harpenden Building Society

EXCELLENT GOOD OLD FASHIONED CUSTOMER SERVICE

5
On every occasion I have contact the Society I have received prompt, courteous and informed advice about our savings. Their rates are very competitive and their range of products concise and easy to understand. Like we used to receive from our local bank manager - now long gone. Reviewed on: 4th September 2024
Reply from Harpenden Building Society Hi Slipper, Thank you for your comments. I am pleased to read that you have had a good experience with Harpenden Building Society. Kind regards, Emma Sinclair Senior Savings Operations Manager Response date: 6th September 2024
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Harpenden Building Society

Easy and good way of saving, opened account online i...

5
Easy and good way of saving, opened account online in minutes… Reviewed on: 4th September 2024
Reply from Harpenden Building Society Hi Bertaston Thank you for your feedback. Kind regards, Emma Sinclair Senior Savings Operations Manager Response date: 6th September 2024
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Harpenden Building Society

More detailed clarity needed - Open an ISA

3
The process was unclear; firstly the ISA product stated "PAYMENT OF INTEREST - Payment Type Into My Savings Account". I had to clarify that this meant the ISA savings account I was opening and NOT my existing savings account. ie; the interest will become part of the ISA. Then once opened, the acknowledgement letter stated "Your current variable rate of interest...", when in fact it was a Fixed rate of interest. Thirdly, the whole process of making an ISA Transfer into the HBS ISA account was cumbersome; it was not an electronic process, so a form had to be completed by hand. It was then not clear where the form had to be sent. eg; by email or a visit to the branch or by post to Head Office. In the end I sent it by email and also took it to the branch. To be fair, it was processed very quickly but still not sure if it was the email version or the hand delivered version that was acted upon. The process just needs a little more attention to detail. Reviewed on: 2nd September 2024
Reply from Harpenden Building Society Hi Donian, Thank you for your feedback and I'm sorry to understand that you have been disappointed with the process of opening your account and the ISA transfer process. I can empathise with your frustrations around the process and we are working hard with our software provider to enhance the user experience and we are confident that this will improve. I am pleased to understand that the end result was good, but take on board that there are improvements to be made. If we can be of any further assistance to you in this matter please do not hesitate to contact me. Kind regards, Emma Sinclair Senior Savings Operations Manager Response date: 6th September 2024
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Harpenden Building Society

In branch service review

5
Brilliant staff, friendly, helpful and really care about their customers. Reviewed on: 31st August 2024
Reply from Harpenden Building Society Thank you for your review. It is great to read that you have had a positive experience in one of our branches. Kind regards, Emma Sinclair Senior Savings Operations Manager Response date: 6th September 2024
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Harpenden Building Society

In branch service review

5
Lovely staff members. Please keep the branch open!. Reviewed on: 31st August 2024
Reply from Harpenden Building Society Thank you for the lovely review about our branches and the staff in them. Kind regards, Emma Sinclair Senior Savings Operations Manager Response date: 6th September 2024
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Harpenden Building Society

In branch service review

5
Friendly, helpful staff and local for me. George gave me advice about products without being pushy. Had time to make my mind up. Reviewed on: 31st August 2024
Reply from Harpenden Building Society Thank you for your review. It's lovely to hear that George provided you with some great service. Kind regards, Emma Sinclair Senior Savings Operations Manager Response date: 6th September 2024
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Harpenden Building Society

In branch service review

5
Face-to-face availability. All members of staff are friendly, helpful and polite. Ther are endowed with patience. I am treated as a valued customer and made to feel welcome. Reviewed on: 31st August 2024
Reply from Harpenden Building Society Thank you for your review, it is always lovely to read such positive feedback. I shall be sure to pass it onto our Branch Team. Kind regards, Emma Sinclair Senior Savings Operations Manager Response date: 6th September 2024
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Harpenden Building Society

In branch service review

5
Extremely helpful and friendly staff. Reviewed on: 31st August 2024
Reply from Harpenden Building Society Thank you for your review. I will pass it on to our Branch Team. Kind Regards, Emma Sinclair Senior Savings Operations Manager Response date: 3rd September 2024
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Harpenden Building Society

In branch service review

5
Clean, welcoming branch with kind, friendly staff. Reviewed on: 31st August 2024
Reply from Harpenden Building Society This is great to read, thank you for your feedback. Jon Sweeting Commercial Manager Response date: 9th September 2024
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Harpenden Building Society

In branch service review

5
Competitive rates and I like that it is a building society. Reviewed on: 31st August 2024
Reply from Harpenden Building Society Thank you for your review. It's always nice to read positive feedback. Kind Regards, Emma Sinclair Senior Savings Operations Manager Response date: 3rd September 2024
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Harpenden Building Society

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