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Hastings Direct: Car insurance reviews

3.06
Based on 674 reviews, last reviewed 31st Oct 2025
100% decrease in 5 star reviews
in the past 90 days
20% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
34%
See only 4 star reviews
20%
See only 3 star reviews
7%
See only 2 star reviews
4%
See only 1 star reviews
35%

Latest highest rating:

4

Better value for money The price drop from my last insurer was very impressive, for a lot of the same coverage. I haven't as of yet had to report or claim anything but every... Read more Reviewed on: 1st October 2025
Josh's avatar
Josh

Latest lowest rating:

1

Rejected claim approved by FOS - AVOID AT ALL COSTS Hi Everyone, hope this helps someone being scammed by Hastings. I wanted to share a rather unhappy exchange with Hastings Insurance (Advantage Insura... Read more Reviewed on: 31st October 2025
UnhappyConsumer's avatar
UnhappyConsumer

About this product

Hastings Direct provide award-winning car insurance.

You can get a Hastings Direct car insurance quote online and manage your policy via the mobile app. There are three levels of cover, Essentials, Direct and Premier. They're available as an online product which is a lower cost, self-service policy that you manage yourself.

Hastings Direct car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Hastings Direct before, you can also leave a review and share your experience.

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Hastings Direct Car insurance reviews (674)

Renewed

5
I shopped around as usual but the best offering I could find was to renew with Hastings. Reviewed on: 15th August 2016

Helpful

5
Looked for a price when leaving for a competitor, even though the knew it wouldn't be cheaper. Didn't try and persuade me or sway with useless offers. Reviewed on: 15th August 2016

Cheapest and simple

5
Always the cheapest and always reduce your yearly quote for renewing Reviewed on: 15th August 2016

So easy!

5
I've had no regrets about insuring my car with Hastings Direct. I'm now on my second year with them, I wish I'd given them a go a lot earlier! Reviewed on: 14th August 2016

Disappointed with information

1
After an accident caused by someone else, I don't feel Hastings gave me enough information about how my claim would affect future insurance premiums. Reviewed on: 13th August 2016

USELESS

1
Third party hit my car along the motorway ( this wasnt my fault) and had footage of it but wouldn't sort anything out until I paid upfront and that there was the license plate on there , so I went to the police and they had seen the footage and said that there was no sign of the license plate so that the lied, and they still refused to do anything, so now it's gonna cost me £1300 to get it done on my own back, DO NOT GO WITH THIS COMPANY, I am 18 years old just trying to get through life and this insurer f**** you over, don't bother. Reviewed on: 12th August 2016

Wonderful

5
Easy to arrange, no messing about. very competitive quote that offered many extras Reviewed on: 7th August 2016

Low cost but who are you dealing with ?

3
I swapped as I do every year to Hastings for my car insurance and was reassured by their Defaqto 5 star rating. However being involved in a no fault claim a couple of months ago, I found out there policy of using a third party company up until the fault was proven, and the threat of taking money to provide services the other insurance company had already agreed to pay was not as reassuring. Thank you to the other insurance company who have been nothing but helpful in resolving my issue, and as a first time Hastings user, I don't think I will be renewing ! Reviewed on: 5th August 2016

Fantastic insurance company!

5
I would fully recommend Hastings Direct - when I bought a new car and I needed to change my insurance details, their customer representative could not have helped me more. Reviewed on: 1st August 2016

Helpful

3
I've called a few times to change details, renew insurance and they've always been helpful and done their best to save me money. Reviewed on: 1st August 2016

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