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HSBC: Bank account reviews

Name: Bank account
Rating: 3.77 (1347 reviews)

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3.72

Based on 1,347 reviews, last reviewed 30th Jan 2026

1050% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

46%

24%

10%

15%

Latest highest rating:

5

My experience with HSBC has been absolutely perfect. My experience with HSBC has been absolutely perfect. Reviewed on: 30th January 2026

Latest lowest rating:

2

It’s a bank! It’s a bank! That says it all, it’s not here to help people it’s exists to keep people trapped in debt while it earns more money for those that own it Reviewed on: 23rd January 2026

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About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Bank account reviews (1347)

Review of the HSBC, Bank account:

great if you don't need actual teller service.

The on-line banking is great , really easy to use. However if you go into the bank , someone heads you towards the machines always. The actual peopled cashier points are hidden away around the corner and they don't seem to like anyone using them. Reviewed on: 28th March 2016

I've banked with HSBC for 10 years and for the most...

I've banked with HSBC for 10 years and for the most part found them very helpful and fair. In recent years I've noticed the customer service has gone downhill and the interest rates are not competitive. Reviewed on: 14th June 2024

Iv been with HSBC for 25 years very helpful I have a...

Iv been with HSBC for 25 years very helpful I have all my needs through one bank life insurance banking breakdown u name it I have it with one click I’m in customer service is always helpful defo recommend them Reviewed on: 14th June 2024

the best bank, with many good and safe services

the best bank, with many good and safe services Reviewed on: 7th June 2024

I've been a loyal customer for over 20 years.

I've been a loyal customer for over 20 years. Polite and friendly service. Reviewed on: 26th May 2024

Terribile customer service and poor initiative to he...

Terribile customer service and poor initiative to help people using their services Reviewed on: 24th May 2024

Reliable service

Thenconsistent and quality of service provided is of high standard Reviewed on: 24th May 2024

Friendly staff, secured and most valuable bank

Friendly staff, secured and most valuable bank Reviewed on: 21st May 2024

great service as always.

great service as always. Always supports me when i need it. Easy to transfer between accounts an i would recommend to everyone Reviewed on: 21st May 2024

Do NOT use HSBC!

Do NOT use HSBC! I have been trying to access my the money in my account for 2 years! I got the Australian banking watchdog AFCA involved & STILL can´t get my money! They seem to be getting hacked as they keep having the wrong phone number listed for me despite me having to change it. Their website fails half the time too! Reviewed on: 18th May 2024

Impossible to withdraw cash over the counter

If you are thinking of opening an HSBC… If you are thinking of opening an HSBC Advance Bank account or transferring from another bank, I highly recommend changing your decision. If you deposit your money you won’t be able to withdraw it back in cash. I visited two different branches yesterday and today and was declined to withdraw a small amount of cash over the counter. I was asked to provide official documents in order to get my money back. I had to listen an hour of lecture as they are only doing it to protect myself. I'm now considering to close the account after 23 years of having it. But there is also a problem/ they don't have any cash in their vaults to give me. I will also need to book an appointment with the area manager if I decide to close the account. Doesn't HSBC have a reputation as the most non-compliant AML bank in the world? Reviewed on: 14th May 2024

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