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HSBC: Bank account reviews

Name: Bank account
Rating: 3.72 (1350 reviews)

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3.72

Based on 1,350 reviews, last reviewed 24th Feb 2026

1150% increase in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

46%

24%

10%

15%

Latest highest rating:

5

trustworthy, dependable bank with good incentives fo... trustworthy, dependable bank with good incentives for saving and investing Reviewed on: 20th February 2026

Latest lowest rating:

1

Uncomfortable and unreasonably bureaucratic My parents opened an account on my behalf as a child (aged approximately 9), which involved me signing some documents. A decade later, I could not rea... Read more Reviewed on: 24th February 2026

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About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Bank account reviews (1350)

Review of the HSBC, Bank account:

Poor customer Service

Having been left the executor of my late sister's estate, I had the task of dealing with her accounts that were held with HSBC. At the time, I was very emotional as my sister died very suddenly. I found the bereavement department to be very unhelpful and was actually brought to tears by a very young and rude female and unhelpful member of staff. I was so upset I didn't phone back for at least a month. This call was completely different. I spoke to a lovely Irish gentleman who was so helpful and understanding, a real pleasure to deal with. He knew his area of expertise perfectly and was able to help me with everything I needed and eventually sorted the accounts for me. I just takes that one person to get HSBC that negative review in the way they treated me, but also proves they have some wonderful staff who are willing to help you in your time of need. Grateful thanks to the Irish gentleman who works in the banks bereavement section. Reviewed on: 15th February 2023

Not great - feels tired

HSBC are not as impressive as I had thought they were before becoming a customer. Many of their physical branches are closing down, the phone service is a bit variable, and the app is not user-friendly. Reviewed on: 21st January 2022

Excellent

Very pleased with the service i receive from my bank. The physical building is staffed by helpful, knowledgeable people, and the online process is simple and easy. Would recommend highly. Reviewed on: 20th January 2022

Very good

Have been quick in responding to my queries, and very useful. The interest rates are a bit low, but so are all of the others Reviewed on: 20th January 2022

Service deteriorates each time I have to deal with them

Difficult to contact , online banking apps are clumsy and outdated , pitiful interest rates. Reviewed on: 18th January 2022

Never had a problem

Not only have I never had a problem with them but they are also very helpful with anything you ask of them. Reviewed on: 18th January 2022

Best Bank in the UK

Always quick to rectify mistakes. Great Customer service Reviewed on: 17th January 2022

Great Bank

Easy internet banking and good service Reviewed on: 17th January 2022

HSBC are very helpful

I would definitely recommend HSBC to friends and family, as they are very helpful. I do love their banking app as well. Reviewed on: 16th January 2022

Feeling Fees

Service fees vary by bank. It feels like you pay more at HSBC for banking services. Reviewed on: 16th January 2022

Inept, rude unhelpful

I was asked to go through a customer info review. The most stressful thing I've done all year. Their information on the signatories hadn't been updated, despite submitting change of name forms, marriage certs and a death cert etc. Because their info was incorrect I could not talk to advisors as I could not provide up to date info. I was told wrong information by online chat advisors, told the account would be closed with little notice. The account had been a free of charge community account for 20 + years, then without warning it became a fee paying business account. Unable to talk to anybody again because they still don't hold the correct info. Branches didn't want to know. Absolute shambles. Now going through switching service to new bank which will ptibably fail because HSBC haven't updates. Rude and unhelpful on the very rare occasion that I have got through. Shocking. Reviewed on: 15th January 2022

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