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John Lewis: Partnership credit card reviews

2.05
Based on 899 reviews, last reviewed 22nd Jun 2026
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
5%
See only 4 star reviews
2%
See only 3 star reviews
2%
See only 2 star reviews
4%
See only 1 star reviews
87%

Latest highest rating:

5

Problem free credit card Problem free credit card which makes it easy for me to budget my every day expenses without the worry of being saddled with unsustainable debt. Reviewed on: 12th June 2026
Robert Neale's avatar
Robert Neale

Latest lowest rating:

1

Poor customer experience Received a text message to call New Day urgently re suspected fraud when trying to renew my car insurance online and payment was blocked. Immediately... Read more Reviewed on: 22nd June 2026
honrad's avatar
honrad

About this product

With the John Lewis Partnership credit card, you earn points on eligible purchases to get John Lewis and Waitrose gift cards.

You can check your eligibility in minutes without affecting your credit rating. There are also John Lewis Partnership cardholder offers, prize draws and opportunities to boost your points.

John Lewis Partnership credit card reviews help you find out what it’s really like to be a customer. If you’ve used John Lewis before, you can also leave a review and share your experience.

John Lewis Partnership credit card reviews (899)

Review of the John Lewis, Partnership credit card:

Why change to New Day and lose credibility?

1
Had a partnership card for over 30 years, always smoothly. Now New Day are involved and I get a letter telling me my emails are not reaching me. Given log in puts me on a black screen with JOHNLEEISCREITCARD.COM in blood letters with links to credit cards that have nothing at all to do with John Lewis cards. Spelling wrong and looks like it’d been done by a hacker or a child. Lost all confidence cut up my card and rang New Day they are hopeless Reviewed on: 8th November 2022

could'nt be worse - a nightmare card issuer

1
Newday agreed to block a scam supplier and refund - then they failed to do so. Complained, and they said - resubmit!! Then they blocked the wrong card (mine rather than my wife's) resulting in huge amount of work to re-enter details of all regular payments - that is, from when the new card arrives. JLP - you really made a big mistake in changing suppliers. Also, get rid of that dreadful phone access menu. Reviewed on: 9th September 2023

Newday credit card much worse than the old JLP card

1
Since JLP changed credit card provider to Newday we have had only problems. We are bombarded with useless e-mails to the extent that you don't always see the important ones. Paying the account has become a nightmare, we always pay off the balance but if anything is incorrect in a long complicated account reference the Newday bank (Santander) just bounces the money back and a few days later you find your account blocked for non payment. This has happened three times now and no, I don't want to pay by DD, I like to check the account first. Thinking of cutting up this card! Reviewed on: 8th September 2023

Is this the worst credit card provider in the world?

1
John Lewis’s decision to save money in switching its card service provision to Newday must rank as one of the worst corporate decisions among a seemingly never-ending litany of the most dreadful self-induced acts of corporate self-destruction. Newday is surely the Fawlty Towers of the financial world, although this constitutes a disservice to John Cleese, while Andrew Sachs’ Manuel was more helpful and customer-friendly than Newday’s telephone assistants. Please, somebody tell me that this is all a John Lewis joke that has misfired, and that we will all eventually return to the comfort blanket of HSBC in its guise as the JLP card service provider. Ps we really should be able to allocate ‘no stars’ as ‘1 star’ suggests that the incompetent Newday is at least getting something right….which it is not! Reviewed on: 2nd September 2023

Not even a one star service

1
Been a loyal JL cardholder for many years. Just tried to renew with NewDay. Application sent me round in circles so I rang their helpline. Only to discover it's defunct and there's no alternative number. Total joke. Reviewed on: 1st September 2023

'NEW DAY FRAUD DEPARTMENT': terrible, terrible service - an absolute joke...

1
Like SO many other John Lewis customers I have been a contented JL credit card-holder for many years, but the day you decided to change management to these New Day people was a very dark day indeed. During their tenure I have had a several dire and inefficient encounters with them over many months - even though I clear the full amount of my expenditure in full each month - and now their Fraud Department has accused me of having authorised a fraudulent item on my statement. My first concern had been to instigate an immediate block on my card, as it was obvious to me that 'someone out there' had scammed my card details and knew how to make it look like I was authorising their use of it. I reported the fraud and expected an immediate block to be put on future use of my card, but then had to chase them a day later before this was done. I know I did not make any purchase from this ‘business-to-business' electrical company* in Montpellier, France, but because I noticed an item on my statement that was not one of mine and asked for it to be investigated I understand my own credit rating may now suffer as a result. * Sonepar is an independent family-owned company with global market leadership in B-to-B distribution of electrical products, solutions and related services. To call themselves a bank is one of the funniest jokes I’ve heard in a while - they are most certainly not worthy of the label. If I had had <any> residual doubts about giving up my JL credit card, 'New Day' have done a marvellous job of disabusing me of any such doubt. App deleted, card snipped in two, Halifax card en route. Reviewed on: 31st August 2023

Can I give a multi-minus star rating? Just so very bad!!!

1
Please John Lewis, find another provider - the move to New Day was such a bad decision. So many, many reasons why this provider is inappropriate for your customer base, but here's a few: - credit card contactless rarely works which is inconvenient - we clear our balance monthly and have no debts whatsoever, but can't get a credit small increase because 2 of us are on the same account to gain more points, and no one will tell us why - their business focuses on lending to lower income customers, which isn't our profile or that of many JL customers I imagine I used the JL credit card for many, many years when HSBC was the provider and it was a really positive experience ... PLEASE rethink your choice of provider JL, before we have to leave your financial services for other, more customer-focused, providers Reviewed on: 27th August 2023

Shockingly Bad

1
I have been a loyal JL cardholder for as long as I can recall. I attempted to switch to NewDay in May and my application has been in limbo since. New Day claims that 'my credit history' needs to expire my application, which is improbable and bizarre. Meanwhile, I am unable to progress my application. John Lewis, what have you done? What a shambles! Reviewed on: 25th August 2023

A kind and friendly service

5
Always ready to help with any queries while offering a professional service Reviewed on: 25th August 2023

Rubbish New Day Back office nitwits... what a shame

1
I think Sir Michael and John Hourican, a level headed Irishman, should know about the internal process of succesful integration of an ancient John Lewis member in NewDay After applying for an increased limit my account got blocked Retired treasurer of one of the world's largest banks, Experian score of 999 and very wealthy indeed ????? Wake up gents Reviewed on: 22nd August 2023

I think I have been scammed but John Lewis Partnership won't do anything about it as I am not the account holder

1
My husband is at work, not contactable, and is the main card holder. We have different cards. I think I have used my card in a scam, but John Lewis can do nothing about it without speaking to him. They asked when they could speak to him and I said about 6pm tonight and they were "sorry they could do nothing more". Reviewed on: 15th August 2023

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