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Lloyds Bank: Club Lloyds Current Account reviews

4.47
Based on 619 reviews, last reviewed 26th Jan 2026
3300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Now with no foreign currency fees I've had my main current account with Lloyds Bank for many years, and it keeps getting better and better. The recent withdrawal of foreign currency fe... Read more Reviewed on: 26th January 2026
Luke's avatar
Luke

Latest lowest rating:

2

There isn't much choice in current accounts. There isn't much choice in current accounts. I am still with Lloyds but it is just a case of the best of a bad bunch. Yes they do the basics quite w... Read more Reviewed on: 22nd January 2026
Alan from Halifax's avatar
Alan from Halifax

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (619)

Review of the Lloyds Bank, Club Lloyds Current Account:

Love the Club Lloyds account

5
I love my club Lloyds account, the perks are a great idea and I like that I get an exclusive higher savings rate. I also really like the app overall and have experienced great customer service Reviewed on: 23rd February 2025

Now with no foreign currency fees

5
I've had my main current account with Lloyds Bank for many years, and it keeps getting better and better. The recent withdrawal of foreign currency fees has been a massive step forwards. Reviewed on: 26th January 2026

Great bank

5
Really good bank with good savings accounts too. Reviewed on: 24th January 2026

Basically, I've been with lloyds bank for many many...

5
Basically, I've been with lloyds bank for many many years and never once had a problem,and any queries resolved quickly Reviewed on: 24th January 2026

Lloyds bank are always there to support me if I’ve h...

5
Lloyds bank are always there to support me if I’ve had an issue with any monetary problems. They listen to my concerns and advise me and help me with everything. Well done Lloyds Bank Reviewed on: 24th January 2026

Lloyds is reliable.

4
Generally a solid/good service. When there have been issues I have dealt with friendly professionals who have resolved my problems. Reviewed on: 24th January 2026

App good, easy to use.

5
App good, easy to use. No problems so far after 1 year. free Disney plus too! Reviewed on: 24th January 2026

Been an account holder since the 1970s never had any...

5
Been an account holder since the 1970s never had any issues, good current account Reviewed on: 23rd January 2026

Excellent product and service I will be using them f...

5
Excellent product and service I will be using them for my mortgage too Reviewed on: 23rd January 2026

Great current account.

5
Great current account functionality on app. Free cash withdrawals overseas was particularly useful and much better than my friends monzo which wouldn’t give her cash on several occasions. Reviewed on: 23rd January 2026

I have been with Lloyds more than 20 years and durin...

5
I have been with Lloyds more than 20 years and during that time the service from them has always been exceptional. They offer genuinely useful products that save you money. Reviewed on: 23rd January 2026

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