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Lloyds Bank: Club Lloyds Current Account reviews

4.45
Based on 622 reviews, last reviewed 4th Feb 2026
3400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Stellar product, the bundled packages make it a very... Stellar product, the bundled packages make it a very viable option. Reviewed on: 29th January 2026
Bulldozer's avatar
Bulldozer

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (622)

Review of the Lloyds Bank, Club Lloyds Current Account:

great service and the benefits are good value for th...

5
great service and the benefits are good value for the fee. Reviewed on: 2nd April 2025

Useless *@&?

1
Unless they can sell you something they are not interested in helping you Reviewed on: 18th July 2024

Straightforward online banking.

5
Straightforward online banking.. Great rewards like Disney. (The alternative magazine subscription is a poor choice though). Also has a fixed rate regular saver which I am using. Reviewed on: 8th June 2024

Less interaction than previous.

3
Less interaction than previous. Now I've got a mortgage they don't seem to make contact much Reviewed on: 28th May 2024

Competitive interest rates and personalised rewards

5
Lloyds offer competitive interest rates alongside benefits and rewards for their customers which are personalised to their interests. Not many banks offer this and if they do you usually have to pay for their services. Reviewed on: 26th May 2024

Club Lloyds

5
Club Lloyds is a current account that offers exclusive benefits. Choose one Lifestyle Benefit every year plus, take advantage of preferential savings rates, mortgage offers and earn credit interest on balances up to £5,000. Reviewed on: 26th May 2024

A rewarding current account

5
I love the current account due to the generous perks that come with it. The account is free as I'm eligible for it and also comes with "everyday offers" where you can get a certain % back when you're shopping at particular retailers. Reviewed on: 25th May 2024

Wonderful experience

5
I am having a wonderful experience with Lloyd's so far. So much so that I have also opened a junior account for my son Reviewed on: 24th May 2024

Lloyds Club account.

5
Club account supplies my requirements. App is very useful. Overdraft Charges are reasonable. Reviewed on: 24th May 2024

Great bank account with excellent app.

5
Great bank account with excellent app. Easy to view accounts and see payments etc. Very user friendly. Its great that this account also gives access to the club lloyds monthly saver with the competitive interest rate. Reviewed on: 24th May 2024

Superb banking experience

5
It's benefits scheme and top interest savings accounts are always a win Reviewed on: 24th May 2024

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