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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 630 reviews, last reviewed 22nd Feb 2026
3900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026
Kam and Balbir's avatar
Kam and Balbir

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

Great account with good rewards

5
A great account which is easy to manage via a great little app. Good reward programme with instant sign up/ transfer rewards along with everyday rewards. Usual benefits including contactless debit cards, overdraft and upgrade options. Friendly branch and phone teams too. The only thing they are lacking is the emergency cash option which is offered by some competitors Reviewed on: 6th November 2018

Good bank

4
Lloyds is a good bank to be with. They offer lots of cashback rewards which is really helpful. The app is easy to use Reviewed on: 19th August 2023

good service

4
they care about the customers i hope you have more investment options Reviewed on: 14th August 2023

Good account with free benefits

5
A good bank account and service from Lloyds. The free extras are a nice touch and although there is a fee this iswaived if you meet the minimum income payment into the account. The lloyds online banking is also very good. Reviewed on: 12th August 2023

Great current account and great app

4
since switching from Barclays (useless), i have been very impressed with Lloyds - the App is excellent, customer service is great and the account is exactly what i need. would recommend. Reviewed on: 17th June 2023

Good bank with decent online servicing

5
Good account with "extras" being provided (e.g. club lloyds monthly saver 6.25%). I have very high (unused) limits with them so use the account well and they'll trust you with more credit. Reviewed on: 17th June 2023

We recommend them to everyone.

5
You'd think we were 83 the way we talk about the bank lol, but my husband and I at 25 & 26 do recommend Lloyds to all of our friends who are starting to settle as well. Club lloyds accounts are great, and the saver has gone up to 5% interest after a year with £400 a month which is mad! We have our mortgage through Lloyds as well and this is all viewable on the app. Great offers, so easy to use, everything in 1 place! Reviewed on: 15th June 2023

Best Current Account

5
Best current account to have lots of benefits and free credit score. Reviewed on: 11th June 2023

Unreasonable

1
They closed all my accounts with no explanation Reviewed on: 9th June 2023

Great benefits

5
Got Disney plus for free this year, that's the best option I've seen in the market Reviewed on: 1st June 2023

The Ok Account

4
The Club Lloyds Current Account,Is ok suits my income.Keeps me informed of my finances Reviewed on: 1st June 2023

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