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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 630 reviews, last reviewed 22nd Feb 2026
3900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026
Kam and Balbir's avatar
Kam and Balbir

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

Excellent current account and great app

5
great app, had no issues with this bank - i did with my previous bank and i am very happy with the lloyds account and the free gift (a magazine subscription which i love) Reviewed on: 13th January 2022

Great benefits to Club Lloyd

5
The benefits to the Club Lloyd account are great. 6% regular saver where crucially you can save £400 a month - more than other banks' regular savers I've seen. "Lifestyle benefits" are nice perks too. Reviewed on: 31st May 2023

Can't fault this

5
Easy access account which comes with a range of perks to choose from including magazine subscriptions for a year. Special cashback offers and generally a straight forward current account. Can't find a fault! Reviewed on: 31st May 2023

Helpful and friendly bank

5
Always helpful and friendly staff both on the phone, social media and in branch. I love the fact that I can go into branch if I have an issue or to carry out required transactions and actually talk to a person. Reviewed on: 31st May 2023

A really innovative account

4
I am new to Lloyds bank but was enticed by their switching offer. Switching was super easy and their app is excellent. Lots of nifty features and the cashback is a brilliant addition. Reviewed on: 11th April 2023

Account

5
I have opened this account 5 years ago and I wouldn’t change it with other banks Reviewed on: 11th April 2023

Pretty Average

3
I have used them for no other reason as I was able to setup an account quicker than another option and have been with them since. I may one day move but they good enough for now. Reviewed on: 11th April 2023

Adequate

3
They do the basics interest rates are too low for savers Reviewed on: 11th April 2023

Good service experience

5
As I apply by internet, top up my money to my account by customer service and ask question by hotline, all staff is friendly and helpful. It is a very good experience for bank process my account. Reviewed on: 11th April 2023

Great all rounder with perks!

5
Ive had club Lloyds for almost a year. You get annual perks and can choose your treat, plus the account pays interest and also opens offers of higher rate savings accounts! Reviewed on: 11th April 2023

Great

5
I have a club Lloyds account and a regular current account, as well as a savings account with Lloyds. Great service and any issues resolved quickly. Reviewed on: 10th April 2023

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