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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.44 (653 reviews)

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4.44

Based on 653 reviews, last reviewed 3rd Apr 2026

5500% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

5

Excellent Banking Experience! Excellent banking experience. The Club Lloyds perks (free cinema tickets/streaming) make it feel like a premium account without the premium price tag.... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (653)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Unreasonable

They closed all my accounts with no explanation Reviewed on: 9th June 2023

Great benefits

Got Disney plus for free this year, that's the best option I've seen in the market Reviewed on: 1st June 2023

The Ok Account

The Club Lloyds Current Account,Is ok suits my income.Keeps me informed of my finances Reviewed on: 1st June 2023

Great benefits to Club Lloyd

The benefits to the Club Lloyd account are great. 6% regular saver where crucially you can save £400 a month - more than other banks' regular savers I've seen. "Lifestyle benefits" are nice perks too. Reviewed on: 31st May 2023

Can't fault this

Easy access account which comes with a range of perks to choose from including magazine subscriptions for a year. Special cashback offers and generally a straight forward current account. Can't find a fault! Reviewed on: 31st May 2023

Helpful and friendly bank

Always helpful and friendly staff both on the phone, social media and in branch. I love the fact that I can go into branch if I have an issue or to carry out required transactions and actually talk to a person. Reviewed on: 31st May 2023

A really innovative account

I am new to Lloyds bank but was enticed by their switching offer. Switching was super easy and their app is excellent. Lots of nifty features and the cashback is a brilliant addition. Reviewed on: 11th April 2023

Account

I have opened this account 5 years ago and I wouldn’t change it with other banks Reviewed on: 11th April 2023

Pretty Average

I have used them for no other reason as I was able to setup an account quicker than another option and have been with them since. I may one day move but they good enough for now. Reviewed on: 11th April 2023

Adequate

They do the basics interest rates are too low for savers Reviewed on: 11th April 2023

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