Smart Money People Logo

Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 653 reviews, last reviewed 3rd Apr 2026
5500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Excellent Banking Experience! Excellent banking experience. The Club Lloyds perks (free cinema tickets/streaming) make it feel like a premium account without the premium price tag.... Read more Reviewed on: 3rd April 2026
Rish's avatar
Rish

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026
Mark a's avatar
Mark a

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (653)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

5
I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Excellent account

5
Great App, customer support, rewards and very secure. Thumbs up Reviewed on: 3rd April 2023

Great bank account at no extra costs

5
And there is still a branch we can visit Reviewed on: 3rd April 2023

Fantastic service

5
Great experience for the last 15 years Reviewed on: 3rd April 2023

Nice banking

5
Easy to use app and good service in bank Reviewed on: 3rd April 2023

Lifestyle Benefit and Club lloyds Monthly Saver

4
Lifestyle Benefit + Club lloyds Monthly Saver are good. Reviewed on: 2nd April 2023

Easy to use

4
Accessible benefits and easy internet banking but very disappointed with bank closures Reviewed on: 2nd April 2023

Good account with benefits

5
This is a good bank account with a great online banking app meaning you should never need to visit a branch. The account has added benefits which are ok although the free movie offer only gives you a very limited amount of films to choose from so could be better. Reviewed on: 1st April 2023

No longer interested

3
Just put minimum monthly pay in to £2000 & poor interest too. Reviewed on: 31st March 2023

Good bank

5
Good bank and decent savings accounts Reviewed on: 30th March 2023

Great bank

5
This has been my bank for over 15 years and has always been first class, the app has progressed from strength to strengh Reviewed on: 26th March 2023

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Lloyds Bank?

  • Cashback credit card

    from Lloyds Bank 4.67 from 15 reviews
    Lloyds Bank
  • Travel Money

    from Lloyds Bank 4.63 from 3 reviews
    Lloyds Bank
  • Student Mastercard Credit Card

    from Lloyds Bank 4.61 from 7 reviews
    Lloyds Bank
    View all products