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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.44 (630 reviews)

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4.44

Based on 630 reviews, last reviewed 22nd Feb 2026

3900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

WORST BANK EVER ..LLOYDS BANK FROZE MY ACCOUNT WITH OVER 60 000 POUNDS FOR NO REASON CROOKS

WORST BANK EVER ..LLOYDS BANK FROZE MY ACCOUNT WITH OVER 60 000 POUNDS FOR NO REASON CROOKS Reviewed on: 30th May 2016

A great product with great benefits

I love this product, I get rewards and discounts as well as great customer service Reviewed on: 4th March 2023

They think of everything!

Have banked with Lloyds for 8 years and am still in amazed at what I get from my account. An annual magazine subscription, app banking including paying in cheques and interest on a current account. Also a linked monthly saver with one of the highest rates around. Well done! Reviewed on: 1st March 2023

My primary account!

My primary account ever since I have been in the UK. Right from the first experience of online application followed by verification in branch, the experience has been nothing but pleasant. And did I mention the Odeon vouchers! Reviewed on: 28th February 2023

Club Lloyds

Good benefits & Customer service Reviewed on: 28th February 2023

Happy Long Time Customer

I've held a Lloyds account now for the last 18 years. I cannot fault this bank on anything. They've more than earned my loyalty. They were the bank who made it easy for me to get an account when I first came to the country in 2005. They were supporting and understanding when I ran into difficulties in 2017. They stood by me again this year when I needed them. I love my Club Lloyds member benefits and feel appreciated as a customer. I'll never leave this bank. Reviewed on: 27th February 2023

Low or should that be no morals?

I only switched my current account from a Santander 1/2/3 Lite current account to a Lloyds Club current account in October 2022 but Lloyds bank has decided to change their terms and conditions from 1 April 2023 to only waiver the £3 monthly fee if customers pay in a minimum of £2,000 every month (increased from £1,500). What message does this send out? At a time when there is a cost-of-living crisis and a very uncertain future lying ahead, Lloyds has chosen to attract only higher earning customers. I for one find the timing ill-conceived and unforgivable and have initiated another bank switch despite the extra unwarranted inconvenience. Reviewed on: 27th February 2023

Excellent Current Account with good rewards

after having issues with other major high street banks, i moved over to Lloyds 7 years ago and have never had any issues with them - and the app is excellent. Reviewed on: 26th February 2023

Great rewards!

I love my yearly rewards, and what’s more, I always get refunded my monthly account charges! Thanks Lloyds! Reviewed on: 24th February 2023

Reliable banking made easy

When I signed up to Lloyds 8 years ago, there was no faff and banking made easy. I send money internationally and I appreciate their rates are fixed no matter how much you are sending (unlike other banks). You don't have to enter in loads of memorable passwords. Reviewed on: 22nd February 2023

A suitable account for me

Banking with Lloyds has always been easy. Reviewed on: 22nd February 2023

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