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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.44 (655 reviews)

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4.44

Based on 655 reviews, last reviewed 12th Apr 2026

5400% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

5

Great benefits, free mag and cashback Great benefits, free mag and cashback Reviewed on: 12th April 2026

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (655)

Review of the Lloyds Bank, Club Lloyds Current Account:

Worth it

The Club Lloyds Current Account suits my needs, monthly saver reasonable and cinema tickets are a bonus Reviewed on: 12th January 2019

Low or should that be no morals?

I only switched my current account from a Santander 1/2/3 Lite current account to a Lloyds Club current account in October 2022 but Lloyds bank has decided to change their terms and conditions from 1 April 2023 to only waiver the £3 monthly fee if customers pay in a minimum of £2,000 every month (increased from £1,500). What message does this send out? At a time when there is a cost-of-living crisis and a very uncertain future lying ahead, Lloyds has chosen to attract only higher earning customers. I for one find the timing ill-conceived and unforgivable and have initiated another bank switch despite the extra unwarranted inconvenience. Reviewed on: 27th February 2023

Excellent Current Account with good rewards

after having issues with other major high street banks, i moved over to Lloyds 7 years ago and have never had any issues with them - and the app is excellent. Reviewed on: 26th February 2023

Great rewards!

I love my yearly rewards, and what’s more, I always get refunded my monthly account charges! Thanks Lloyds! Reviewed on: 24th February 2023

Reliable banking made easy

When I signed up to Lloyds 8 years ago, there was no faff and banking made easy. I send money internationally and I appreciate their rates are fixed no matter how much you are sending (unlike other banks). You don't have to enter in loads of memorable passwords. Reviewed on: 22nd February 2023

A suitable account for me

Banking with Lloyds has always been easy. Reviewed on: 22nd February 2023

Didn't change address properly

I contacted the Bank on many occasions to change an overseas address as I was stuck there due to Covid-19 and my card had expired. The staff I spoke to on the phone only put in the 1st line of the address despite me spelling the full address patiently word for word. The new Debit card never arrived Obviously due to this major error Reviewed on: 19th February 2023

the best account i've had in years

After a terrible experience with hsbc, Lloyds has really turn me around on what good banking can be. The huge yearly benefits such as, cinema tickets, discounts on food, mobile and tv plans, good interest rates on purchases are fantastic and really easy to access. Plus additional cashback on purchases from a variety of brands, makes things a bit easier in this cost of living crisis. The fact that i can control my contactless limit, save the change and roundups my spending are some of the many perks to holding this account. I am really pleased. Reviewed on: 18th February 2023

Easy to use and multiple benefits

I love this account, the app and all features are so easy to use. And only a small fee. They are upfront and honest about all changes and I feel like a valued customer. Reviewed on: 17th February 2023

Always sort my problems

i've been with lloyds for many years and they have always dealt with my problems, form lost bank cards to unauthorized payments to getting an overdraft. Never had any problems Reviewed on: 16th February 2023

Overall good bank but one small change

Overall good bank and good app to use and I feel it’s safe and secure. One small criticism is that notifications are slow unlike other banks for example if someone send me money or if a DD is taken notifications are not instant. Other then this I have no complaints really always good customer service to. Reviewed on: 16th February 2023

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