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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.44 (654 reviews)

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4.44

Based on 654 reviews, last reviewed 11th Apr 2026

5500% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

4

Everyday offers cashback doesn't track I like the in credit interest, but the Everyday Offers cashback scheme is clunky and unreliable. To access the offers you have to scroll through the j... Read more Reviewed on: 11th April 2026

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (654)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Great perks

Great account, even though the requirements for it to be free are going up. It's still worth even paying. Staff are amazing too Reviewed on: 15th February 2023

Fraud dept exposed me to potentially having my account stolen themselves

Fraud dept exposed me to potentially having my account stolen themselves. I tried to transfer from my own account into another account in my name. It was held by their fraud dept and had to phone a number. I spoke to 2 people on phone each time going through their security questions, but they could not release the payment. Over an hour later I was told to go into a branch to get it released. At a branch I spoke to 2 further people who had to phone their dept themselves and was passed the phone onto me to go through their security again. While on phone I was passed to another person and went through the same security again. They still could not get the payment released. Since the payment did not go through, I was told to put the payment through again. All this time I was in an open planned branch being asked personal and sensitive questions where anyone coming and going can hear, more than once. Obvious no one knows what they’re doing since I was kept being passed from one person to another. I didn’t get to do what I set out to achieve and I’m out of pocket having to pay for parking for several hours. Reviewed on: 10th February 2023

Easy

The app is very easy to use.very handy when out and about to have it on your phone. Reviewed on: 8th February 2023

Great banking app

My Club Lloyds current account gives me access to cash back on multiple purchases. I also get 6 free cinema tickets every year with this account. I think this is a brilliant reward and there are no hidden costs for this either! You just have to pay in a certain amount of money each month and you get all of these benefits for free - thanks for caring and looking after your club members Lloyds bank! Reviewed on: 8th February 2023

Can't fault the bank

Always friendly staff and take ownership to resolve any issues that arise in an efficient manner. Hassle free product that comes with a number of perk options. I've been with a number of other big name bank brands but always return to Lloyds. Reviewed on: 3rd February 2023

Reliable friendly bank

Great customer service, a really easy to use app. Only criticism would be a lack of benefits such as cashback compared to other high street banks. Reviewed on: 2nd February 2023

great company

easy to use app and clear product details Reviewed on: 2nd February 2023

A pleasant bank

I have had a current account with Lloyds since I was 19 & have always found it to be a good bank. I never have issues with my local branch & find Lloyds to be trustworthy! I have recently upgraded my account to a Club Lloyds which allows me to have 6 free cinema tickets per year & I can honestly say that is the only reason I decided to upgrade. I think the bank could offer more to its customers, the interest rates on the savings accounts aren’t great & the app is packed with so much information that it isn’t that easy to navigate. Reviewed on: 2nd February 2023

N/a

I have been banking Lloyds for 11years now and I have never regretted it .. Reviewed on: 22nd January 2023

Good bank and modern platform

Good banking options through branch and online platform, secure bank that validates transactions and new payees. Not had any issues and full control over my finances. Reviewed on: 14th January 2023

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