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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 655 reviews, last reviewed 12th Apr 2026
5400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Great benefits, free mag and cashback Great benefits, free mag and cashback Reviewed on: 12th April 2026
Tim M's avatar
Tim M

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026
Mark a's avatar
Mark a

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (655)

Review of the Lloyds Bank, Club Lloyds Current Account:

Worth it

4
The Club Lloyds Current Account suits my needs, monthly saver reasonable and cinema tickets are a bonus Reviewed on: 12th January 2019

Good bank and modern platform

5
Good banking options through branch and online platform, secure bank that validates transactions and new payees. Not had any issues and full control over my finances. Reviewed on: 14th January 2023

Customer focussed

5
Friendly customer service and great app Reviewed on: 13th January 2023

Worst bank ever

1
Not customer friendly and high rates Reviewed on: 12th January 2023

Good perks

5
Great to get a bit of interest on money in my current account, and pleased with the 6 free cinema tickets a year Reviewed on: 11th January 2023

Rewarding

5
Love the range of perks that come with the current account for a small fee of £3. I find the app very easy to use & navigate and Lloyds are easy to speak to on the phone. Reviewed on: 10th January 2023

Really good bank

5
Really good bank, process refunds really quickly and always been very helpful when/if I’ve needed to call them Reviewed on: 10th January 2023

Charge for buying foreign currency

1
Signed up for a brand new credit card, with reams and reams of greens and conditions. Have just bought £500 worth of foreign currency and got charged £25 for doing so with no warning what so ever! Phoned up Lloyds and nothing they can do about it. Gutted Reviewed on: 10th January 2023

Shame

1
They are so messed up that have issues with standing orders. Also, if you don't do a standing order BEFORE THE 25TH OF EACH MONTH, they won't accept it, but they don't tell you that. Shame Reviewed on: 3rd January 2023

Very polite

5
I visited lloyds bank that I was great experience with the staff as specially miss Poonam they guided very well and helping to solve my problem. Reviewed on: 27th October 2022

Yearly 8tickets for the cinema is so much helpful

5
I just got an account and they gave me tickets by online It is so much beneficial for me Thank you Reviewed on: 13th September 2022

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