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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 630 reviews, last reviewed 22nd Feb 2026
3900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026
Kam and Balbir's avatar
Kam and Balbir

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

Excellent

4
Excellent bank with excellent customer service either in branch or on the phone. Reviewed on: 17th January 2017

Excellent current account and great app

5
great app, had no issues with this bank - i did with my previous bank and i am very happy with the lloyds account and the free gift (a magazine subscription which i love) Reviewed on: 13th January 2022

Better than expected for mainstream bank

4
Really helpful staff both in branch and on phone. Simple to use app Reviewed on: 12th January 2022

Decent interest and nice perk

4
Provided you pay enough into this account it's free, the interest isn't as good as it used to be but still better than most current accounts. I get free cinema tickets from it which is a nice little bonus too. Reviewed on: 12th January 2022

Combines daily banking with excellent app & choice of free rewards

5
Had the account for a number of years. Choice of rewards such as cinema tickets or magazine subscription. The Lloyds Banking app is outstanding - the best I have used. When calling customer service I have had a pleasant, quick & comprehensive response. Reviewed on: 12th January 2022

Decent Account for Everyday Use

4
A good account for everyday use. The interest rates could be a little better but given current economic circumstances that cant be helped. Reviewed on: 12th January 2022

Good bank account with helpful extras

5
I switched from HSBC to Lloyds this year and have realised how much easier and beneficial it is to bank with Lloyds, I get cashback on retailers and cinema tickets which makes me feel valued for being a customer. Lloyds have been helpful when I've called their customer service line for queries, with UK based call centre staff who are polite and good at their jobs. Reviewed on: 12th January 2022

Strongly recommend

5
Never had a problem with this bank Reviewed on: 5th January 2022

The best

5
It is the bank who help all the customers whit all what they need Reviewed on: 4th January 2022

Not happy

1
Absolute parasites. They are no different from thieves. I wouldn't use them if they were the last bank if they were the last bank in the world Reviewed on: 4th October 2021

Been with them for over 50 years

5
I joined Lloyds Bank at the age of 16 and, of course, had an account with them. I see no reason to go elsewhere as the accounts I have are good for me and I have regular meetings with an Advisor. The staff are always friendly and helpful and nothing is too much trouble. Reviewed on: 26th September 2021

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