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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 630 reviews, last reviewed 22nd Feb 2026
3900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026
Kam and Balbir's avatar
Kam and Balbir

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

WORST BANK EVER ..LLOYDS BANK FROZE MY ACCOUNT WITH OVER 60 000 POUNDS FOR NO REASON CROOKS

1
WORST BANK EVER ..LLOYDS BANK FROZE MY ACCOUNT WITH OVER 60 000 POUNDS FOR NO REASON CROOKS Reviewed on: 30th May 2016

rubbish

1
Travel insurance help line keeps you waiting for over 1 hour and sometimes does not answer Reviewed on: 13th September 2021

Would have preferred that they remained as they originally were.

5
Not sufficient products now that they have divested part of their business. Reviewed on: 12th September 2021

Amazing choice

5
Lloyd’s bank believes in my self, all other banks refuse open account, credit card, account limit but Lloyd’s believe also give to me too many option and credit. Reviewed on: 14th June 2021

Super and convenient

5
Love their security, convenience and services. Reviewed on: 18th April 2021

Incompetence..!

1
i try to make a payment with western union from 2 days ago and Lloyds bank stop the transfer..i transfer money from western union from 6-7 years and no problem at all but from 2 days Lioyd cant unblock my transfer..i lost 5-6 hours on the phone with them in 2 days..they move me from one department to another...ridiculous how many incompents people are working there..i will close my lloyds account with them..! Reviewed on: 17th April 2021

INCOMPETENCE..1

1
i try to make a payment with western union from 2 days ago and Lloyds bank stop the transfer..i transfer money from western union from 6-7 years and no problem at all but from 2 days Lioyd cant unblock my transfer..i lost 5-6 hours on the phone with them in 2 days..they move me from one department to another...ridiculous how many incompents people are working there..i will close my lloyds account with them..! Reviewed on: 17th April 2021

Good rates

5
Good returns on capital at the end of maturity. Also because of the Apr on mortgages.. the app is very easily accessible and to have communication quickly and professionally which is excellent and simple to access Reviewed on: 16th April 2021

Best

5
Best................................. Reviewed on: 16th April 2021

Does what it says on the tin

4
Great account and easy to use app makes banking straight forward. Plenty of cashback offers including supermarkets, mot centres and clothing retailers. My only issue is that the rewards offered (cinema tickets/magazines) are a bit useless and I would much prefer some money or vouchers as this could be more attractive. Reviewed on: 15th April 2021

Easy to use an modern app

5
There is no need to pop in branch or call. Everything is doable through website or app. Reviewed on: 13th April 2021

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