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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.44 (630 reviews)

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4.44

Based on 630 reviews, last reviewed 22nd Feb 2026

3900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

Great account with good rewards

A great account which is easy to manage via a great little app. Good reward programme with instant sign up/ transfer rewards along with everyday rewards. Usual benefits including contactless debit cards, overdraft and upgrade options. Friendly branch and phone teams too. The only thing they are lacking is the emergency cash option which is offered by some competitors Reviewed on: 6th November 2018

Best Bank

I've had a number of bank accounts as I have moved around for switch bonuses. Only Lloyd's has been consistently great. Excellent customer service, fantastic products, user friendly app/website, good perks. Absolutely no complaints Reviewed on: 10th March 2021

Good all round account

Despite lockdown restrictions a local branch was extremely helpful in switching our account. Online and app access is excellent and interest rates are much better than many other banks. Reviewed on: 2nd March 2021

Easy to use bank account

The bank account gives you a few bonuses and there’s also a good rate savings account you can get along side the account. The banking app is the best on the market and very easy and clear to use and has helped me save. Reviewed on: 1st March 2021

Brilliant fees so you can access great interest at no cost

I like the way the account is set up, it’s great to be able to get 1.5% on a current account and you can avoid the account fees if you set your money up right. Reviewed on: 22nd February 2021

Very good online banking app

Easy to use, not too much unnecessary buttons, all that you need with enough information, the only downside is the random unrelated cashback shop options but other than that cannot fault lloyds online banking at all Reviewed on: 21st February 2021

Easy to manage current account with some perks

I opened my current account last year and mostly manage it via the app. The app is easy to navigate and use. A yearly bonus is a nice additional benefit although choosing cinema tickets was not the best option for the last 12 months Reviewed on: 19th February 2021

Nice helpful staff, user friendly app

All staff in store are nice and very knowledgeable and I find the app really easy to use to manage my finances Reviewed on: 18th February 2021

Easy to use and safe

LLoyds current account and APP are not only easy to use but they make me feel safe and secure, I know when they send me a message vs a scammer thanks to their in APP notifications. Reviewed on: 18th February 2021

Great Banking App & Fair Interest Rates

I love the Lloyds Bank banking app as it makes it super easy to do all aspects of my banking with my phone. The app is also well structured and gives could visibility of outgoings and income. I also appreciate the very competitive interest you earn on your PCA balance up to £5k. Would definitely recommend Lloyds Bank and in particular it's PCA to anyone! Reviewed on: 18th February 2021

Lloyds number 1

Club Lloyds is the best thing I have ever had. It’s got great interest rates on savings accounts, it has cool life style benefits and you get better rates on other products. Best I’ve been with Reviewed on: 17th February 2021

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