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Lloyds Bank: Club Lloyds Current Account reviews

4.43
Based on 654 reviews, last reviewed 11th Apr 2026
5500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

4

Everyday offers cashback doesn't track I like the in credit interest, but the Everyday Offers cashback scheme is clunky and unreliable. To access the offers you have to scroll through the j... Read more Reviewed on: 11th April 2026
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RSxpp

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026
Mark a's avatar
Mark a

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (654)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

5
I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Strongly recommend

5
Never had a problem with this bank Reviewed on: 5th January 2022

The best

5
It is the bank who help all the customers whit all what they need Reviewed on: 4th January 2022

Not happy

1
Absolute parasites. They are no different from thieves. I wouldn't use them if they were the last bank if they were the last bank in the world Reviewed on: 4th October 2021

Been with them for over 50 years

5
I joined Lloyds Bank at the age of 16 and, of course, had an account with them. I see no reason to go elsewhere as the accounts I have are good for me and I have regular meetings with an Advisor. The staff are always friendly and helpful and nothing is too much trouble. Reviewed on: 26th September 2021

rubbish

1
Travel insurance help line keeps you waiting for over 1 hour and sometimes does not answer Reviewed on: 13th September 2021

Would have preferred that they remained as they originally were.

5
Not sufficient products now that they have divested part of their business. Reviewed on: 12th September 2021

Amazing choice

5
Lloyd’s bank believes in my self, all other banks refuse open account, credit card, account limit but Lloyd’s believe also give to me too many option and credit. Reviewed on: 14th June 2021

Super and convenient

5
Love their security, convenience and services. Reviewed on: 18th April 2021

Incompetence..!

1
i try to make a payment with western union from 2 days ago and Lloyds bank stop the transfer..i transfer money from western union from 6-7 years and no problem at all but from 2 days Lioyd cant unblock my transfer..i lost 5-6 hours on the phone with them in 2 days..they move me from one department to another...ridiculous how many incompents people are working there..i will close my lloyds account with them..! Reviewed on: 17th April 2021

INCOMPETENCE..1

1
i try to make a payment with western union from 2 days ago and Lloyds bank stop the transfer..i transfer money from western union from 6-7 years and no problem at all but from 2 days Lioyd cant unblock my transfer..i lost 5-6 hours on the phone with them in 2 days..they move me from one department to another...ridiculous how many incompents people are working there..i will close my lloyds account with them..! Reviewed on: 17th April 2021

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