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Lloyds Bank: Club Lloyds Current Account reviews

4.45
Based on 625 reviews, last reviewed 13th Feb 2026
3500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Great benefits and great app, easy to use and gd... Great benefits and great app, easy to use and gd rates Reviewed on: 13th February 2026
laura b's avatar
laura b

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (625)

Review of the Lloyds Bank, Club Lloyds Current Account:

Great benefits to Club Lloyd

5
The benefits to the Club Lloyd account are great. 6% regular saver where crucially you can save £400 a month - more than other banks' regular savers I've seen. "Lifestyle benefits" are nice perks too. Reviewed on: 31st May 2023

A good bank with a local branch.

5
I have been with this bank for a very long time and never had any problems. I have had savings in other banks in the past but got fed up with closures so I closed them. Reviewed on: 22nd January 2026

Club Lloyds has great benefits for the value of the...

5
Club Lloyds has great benefits for the value of the account. From mobile phone insurance , home start car, free Disney plus as our chosen benefit a worldwide travel insurance for £23 a month. Great value for money Reviewed on: 22nd January 2026

Never in 50 odd years have I considered switching my...

5
Never in 50 odd years have I considered switching my bank until this week. I decided to try and choose Lloyds what a smooth excellent experience. I did it online and it all went through easily. Next emails welcoming me, more emails with app details, then email with acct number etc. brilliant service that I wish I’d done years ago. Reviewed on: 22nd January 2026

Great value account, with excellent useable benefits...

5
Great value account, with excellent useable benefits - and great customer service both on line and in branch Reviewed on: 22nd January 2026

Banked with Lloyds for many years, always been pleas...

5
Banked with Lloyds for many years, always been pleased with the service and accounts they provide. Store staff are always helpful and friendly Reviewed on: 22nd January 2026

There isn't much choice in current accounts.

2
There isn't much choice in current accounts. I am still with Lloyds but it is just a case of the best of a bad bunch. Yes they do the basics quite well but if you want branch service take a chair and flask of tea with you because you could be queuing for quite a time. The Club Regular Saver is amongst the market leaders but Lloyds do not make it easy for customers and the rigmarole of closing and opening the account every 12 months gets tedious after you have done it several times. Reviewed on: 22nd January 2026

Easy to use account

5
So easy to use, details are simple to follow and online banking is a must Reviewed on: 22nd January 2026

Been with them for 28 years and I will always be wit...

5
Been with them for 28 years and I will always be with Lloyds. So helpful when I’ve been in need and always been by my side as well Reviewed on: 22nd January 2026

Lloyds have always provided excellent customer servi...

5
Lloyds have always provided excellent customer service and updates on their products. They are always polite and patient on the phone and explain things in a manner that is easy to understand. Reviewed on: 22nd January 2026

Club Lloyds account and Lloyds banking app is very f...

5
Club Lloyds account and Lloyds banking app is very friendly easy to navigate and gives me benefits like 6 cinema tickets and half price popcorn for a year of membership Reviewed on: 22nd January 2026

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