Smart Money People Logo

Lloyds Bank: Club Lloyds Current Account reviews

4.45
Based on 630 reviews, last reviewed 22nd Feb 2026
3900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026
Kam and Balbir's avatar
Kam and Balbir

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

Great account with good rewards

5
A great account which is easy to manage via a great little app. Good reward programme with instant sign up/ transfer rewards along with everyday rewards. Usual benefits including contactless debit cards, overdraft and upgrade options. Friendly branch and phone teams too. The only thing they are lacking is the emergency cash option which is offered by some competitors Reviewed on: 6th November 2018

Great account with nice features

5
I'm very happy with my account. I moved from a fee account to the club account smoothly. I get a good interest rate and receive benefits once a year such as cinema tickets etc. When dealing with staff they are very friendly. Reviewed on: 22nd November 2019

Easy to use

5
great mobile banking app, good perks and a decent interest rate for a current account Reviewed on: 22nd November 2019

Love Lloyds

5
I have been a Lloyds customer for around 7 years now and they've always been great. Good customer service when required and love the save the change account which helps saves money over the year. Reviewed on: 22nd November 2019

I THINK THEY PUT THEIR SHAREHOLDERS FIRST

3
THEIR CUSTOMERS ARE NOT THEIR FIRST PRIORITY, PROFIT APPEARS TO BE THEIR MAIN PRIORITY Reviewed on: 21st November 2019

Very good bank

5
Very frendly abd nice staff, all the time helping people Reviewed on: 17th November 2019

Great on line banking

4
On line banking now provides an acceptable alternative to visiting your local branch. Reviewed on: 6th November 2019

very good

5
Excellent service from my Fleet Branch Reviewed on: 6th November 2019

Easy to use website,staff polite and very thorough with checks and makes sure you dont take more out then u can afford

5
Always there for all my banking needs ,staff willing to help either face to face or phone Reviewed on: 5th November 2019

Good added value - but reducing

3
Was a good product, but by reducing the interest on the current account and the amount it's available on is becoming less attractive. Needs a boost! Reviewed on: 29th August 2019

Drove me to near suicide

1
The amount of stress, pressure and anxiety I suffered trying to pay my way in this world was not helped by the fact I was paying nearly £250 in overdraft fees per month causing me to inevitably forfeit important payments such as my daughters nursery fees and household bills Reviewed on: 27th August 2019

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Lloyds Bank?

  • Cashback credit card

    from Lloyds Bank 4.78 from 9 reviews
    Lloyds Bank
  • Travel Money

    from Lloyds Bank 4.63 from 3 reviews
    Lloyds Bank
  • Student Mastercard Credit Card

    from Lloyds Bank 4.61 from 7 reviews
    Lloyds Bank
    View all products