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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 655 reviews, last reviewed 12th Apr 2026
5600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Great benefits, free mag and cashback Great benefits, free mag and cashback Reviewed on: 12th April 2026
Tim M's avatar
Tim M

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026
Mark a's avatar
Mark a

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (655)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

5
I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Good

5
Great mobile application,and good customer service Reviewed on: 11th January 2020

Positive Experiences

5
I have always had a good experience with Lloyds and have been with them for over 8 years. I like the fact they offer cashback through the app. The app is very clear and easy to use. Reviewed on: 10th January 2020

Can't complain

5
Always provided good service as far as I've been concerned, can't complain. Lifestyle benefits and better interest rates for free are a bonus too. Reviewed on: 7th January 2020

Great online service and package of benefits

5
Using the APP to do my online banking gets easier every year, it is user friendly and lets me easily keep my finances in order The free magazine subscription is an added bonus... Fintech's boast innovative features - but none compare to Lloyds. Reviewed on: 7th January 2020

Great rewards!

5
The Lloyds Club account has amazing benefits. You can choose 1 of 3 lifestyle benefits such as 6 cinema tickets, an annual magazine subscription or annual Gourmet Society membership. You get these renewed every year! We choose the cinema tickets and enjoy some free family days out. You can also earn monthly credit interest. There is no fee with this account if you pay more than £1500 into it per month, and £3 if you don't. Overall I would definitely recommend this account. Reviewed on: 4th January 2020

Lloyds International

5
Brillianr: After a disaster with HSBC (wouldn't touch them with a barge Pole) a refreshing breath of air from Lloyds. Always helpful with everything I need, unlike HSBC. Fast personal service, with excellent phone and internet banking!! Reviewed on: 3rd December 2019

Amazing bank and best service

5
Easy to speak to a human and customer service is great. They get back to you and resolve issues promptly. The annual cinema tickets are a lovely perk! Reviewed on: 29th November 2019

free gifts

5
we have had this account for several years now and all is ok I like to receive my 6 free cinema tickets every year Reviewed on: 29th November 2019

Love this bank account

5
I absolutely love this bank they are so friendly in branch and will help you with anything. I also love the free cinema tickets that I receive each year Reviewed on: 24th November 2019

Covers everything I need

5
Great security! Easy to manage outgoing payments and see what's coming out. Never had any issues with them. Reviewed on: 22nd November 2019

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