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Lloyds Bank: Club Lloyds Current Account reviews

4.45
Based on 630 reviews, last reviewed 22nd Feb 2026
3900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026
Kam and Balbir's avatar
Kam and Balbir

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

WORST BANK EVER ..LLOYDS BANK FROZE MY ACCOUNT WITH OVER 60 000 POUNDS FOR NO REASON CROOKS

1
WORST BANK EVER ..LLOYDS BANK FROZE MY ACCOUNT WITH OVER 60 000 POUNDS FOR NO REASON CROOKS Reviewed on: 30th May 2016

Excellent product!

4
I have held this account for over 10 years and am happy with the level of cover that it provides me. Have always had excellent customer service from Lloyds. Reviewed on: 6th February 2019

Easy to set up & great joining gift

5
I recently set up in branch. The staff were very friendly and helpful and helped me set up a switch guarantee which worked perfectly. I was delighted to be able to chose a free joining gift of a subscription to a magazine I like. I use my account via the app which is very clear and simple to use. Overall a great experience. Reviewed on: 5th February 2019

Every day current account

5
I love my club Lloyds current account; it pays interest and I get a free magazine subscription. Reviewed on: 5th February 2019

Great account

4
It offers great rewards and great customer servuce Reviewed on: 4th February 2019

Good

3
Overall good deal wity the bank. Reviewed on: 29th January 2019

Good all-round account and customer service.

4
Easy to manage on phone or PC. Pays a decent rate of interest for a current account. Have always felt secure. Reviewed on: 21st January 2019

Why Bank Anywhere Else

5
Have been banking with LLoyds since I was 13, 8 years on and I'm still with them. Why look elsewhere when the product/service your receiving is already meeting your needs. I'm sure I'll remain with LLoyds for the rest of my life. Reviewed on: 13th January 2019

briliant

4
always been able to help with my accounts and online is best Reviewed on: 12th January 2019

Worth it

4
The Club Lloyds Current Account suits my needs, monthly saver reasonable and cinema tickets are a bonus Reviewed on: 12th January 2019

Daily charges for the use of an authorised overdraft

1
It is very wrong to charge for the use of an authorised overdraft especially the daily charges when I am already paying a monthly fee for my current account. Other banks do not charge thses fees. Reviewed on: 11th January 2019

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