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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.44 (655 reviews)

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4.44

Based on 655 reviews, last reviewed 12th Apr 2026

5600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

5

Great benefits, free mag and cashback Great benefits, free mag and cashback Reviewed on: 12th April 2026

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (655)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Great customer service and offers

Lloyds always have great customer service and help out with any problems I have. The website is also easy to use (as is the app) and they have great every day offers for customers. Reviewed on: 11th November 2018

Very few offers

Although is a club account - costs £3/mth, refundable if you pay in a certain amount - there are very few offers. Just cashback on limited retailers. Reviewed on: 9th November 2018

Great Account

Nice account, no fee if pay in £1,500, plus you get choice of freebie for the year, 2% intrest, overall decent! Reviewed on: 8th November 2018

Customer Service

Very easy to get through to customer service and also very helpful Reviewed on: 7th November 2018

Dropping interest

Dropping interest but still requires hoops to jump through Reviewed on: 6th November 2018

Great all-round experience

Lloyds Bank is trying really hard to provide consistently good and efficient customer service. The bank has a wide range of products to suit virtually all needs and its website is very easy to navigate. The interest rate on its current account is better than many savings accounts and the business is obviously doing its best to win back customer confidence following the Government "bail out" of 2009. I am a satisfied customer. Reviewed on: 6th November 2018

Great account with good rewards

A great account which is easy to manage via a great little app. Good reward programme with instant sign up/ transfer rewards along with everyday rewards. Usual benefits including contactless debit cards, overdraft and upgrade options. Friendly branch and phone teams too. The only thing they are lacking is the emergency cash option which is offered by some competitors Reviewed on: 6th November 2018

Used to be OK

When I initially joined "the club" an interest rate was most welcome. It has since reduced to a really low level. The only reason I stay is because there is not much else out there. I now transfere a lot into peer to peer lending at ZOPA. Reviewed on: 5th November 2018

great rewards

I get great rewards ie cinema tickets every year and I also have loyalty cash back offers on my account for different stores Reviewed on: 5th November 2018

worth it for the service

great product, never had an issue with this account. well worth it for the services Reviewed on: 5th November 2018

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